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Spirit cardholders: You aren’t earning rewards. What to know


As Spirit Airlines has officially shut down operations, travelers have been left navigating a range of questions, from refunds and consumer protections to reimbursements for canceled flights.

If you were a frequent flyer with the budget airline, you may also have held one of its cobranded cards.

Bank of America issued two Spirit credit cards: the Free Spirit® Travel Mastercard® and the Free Spirit® Travel More World Elite Mastercard®. These cards are no longer open to new applications.

The information for the Free Spirit Travel Mastercard and Free Spirit Travel More World Elite Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

For existing cardholders, accounts remain open and active, and cards can still be used for everyday purchases. However, Free Spirit points earned with these cards are no longer redeemable and cannot be transferred to another loyalty program at this time.

Here’s what current cardholders need to know.

Is your Spirit credit card account still open?

Even though Spirit Airlines has ceased operations, cobranded credit card accounts issued by Bank of America remain open and active.

According to a Bank of America spokesperson, Free Spirit Travel Mastercard and Free Spirit Travel More World Elite Mastercard cardholders can continue using their cards to make purchases.

Spirit Airlines headquarters in Dania Beach, Florida. SEAN CUDAHY/THE POINTS GUY

However, the cards earn Free Spirit points, and those rewards are currently not redeemable and cannot be transferred to another loyalty program. With the future of the loyalty program still uncertain, the value of continuing to earn points is unclear.

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We’d recommend discontinuing use of your Spirit card and instead using alternative cards that offer rewards you can actively use, at least until more details are announced about the program’s future and any potential changes for cardholders.

Related: An ode to Spirit Airlines: Yeah, they were all yellow

Should you use your Spirit credit card?

Even though your Spirit credit card account remains open, you’re likely better off not using the card right now.

Free Spirit points are no longer redeemable and cannot be transferred to another program. That makes their short-term value effectively zero.

So, you could be missing out on rewards you can actually use right now by using your Spirit credit card.

A Spirit Airlines gate shows a canceled flight to Fort Lauderdale. DANIEL HEUER/BLOOMBERG VIA GETTY IMAGES

We suggest using a cash-back card, another cobranded airline card or a travel card with flexible points to earn rewards that can be tangibly used right now. Leave the Spirit card in your wallet or sock drawer.

Can you apply for a Spirit credit card right now?

Bank of America stopped accepting new applications for the two Free Spirit cards on May 2. So, you can’t get a new Spirit card right now.

Should you close your Spirit credit card?

While we don’t recommend using your Spirit credit card for purchases, there is no immediate reason to cancel it.

This is especially true if you’ve held your Spirit card for a long time, since closing it could lower your credit score.

Related: Discontinued credit cards: Why (and why not) to stick with them

Will you be able to convert your Free Spirit points to another currency?

Currently, Spirit Airlines cardholders who have earned Free Spirit points cannot transfer them to another loyalty program.

JOSEPH PREZIOSO/AFP VIA GETTY IMAGES

Plans for the Free Spirit loyalty program are expected to be determined through the bankruptcy process, and additional details have not yet been announced. Cardholders with questions about their points can contact Spirit Airlines directly at SpiritAirlinesInfo@epiqglobal.com

Related: How (and why) you should earn transferable credit card points

Will Spirit cardholders be converted to another card?

There aren’t currently plans for Bank of America to transition Spirit cardholders to another card.

However, a Bank of America spokesperson told TPG that the issuer will continue to inform current cardholders about account updates — including “details about a product transition, if applicable.”

Related: Better together: The ultimate guide to the best credit card combinations

Bottom line

If you have a Spirit credit card, now is not the time to use it.

We don’t know what will happen to Free Spirit points, but we do know that they are no longer redeemable, and there is no current plan to transfer or convert them (though that may change).

If you’re a cardholder with additional questions for Spirit, email SpiritAirlinesInfo@epiqglobal.com.

Related: Spirit’s bright yellow planes are grounded for good — a sad ending for the storied budget carrier



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What Is A Full Stack Java Developer


In this blog, you will learn about Java full-stack developer skills in depth. But before you dive into this blog, you should know about full-stack web development in brief.

What is Full Stack Web Development?

Full Stack web development is the process of end-to-end software app development. It includes front- and back-end development, designing, testing, and deploying the software. Here, the front end is related to the user interface, and the back end is related to business application workflows.

Skills To Become A Java Full Stack Developer 

Java full stack developer is an expert programmer who uses the popular coding language Java to write programs for application development. A full-stack Java developer has extensive skills in designing, developing, and maintaining Java-based programs. In other words, a Java full-stack developer is a web developer who uses the robust Java language to develop the whole application. So, a Java developer should master a variety of skills.
The following are the key skills a Java full-stack developer must master.

  1. JavaScript
  2. HTML and CSS
  3. Back-end Technologies
  4. Web Hosting Platforms
  5. Web Storage and Databases
  6. Git and Github
  7. DevOps Tools
  8. HTTP and REST
  9. Design Patterns
  10. React
  11. Software Design
  12. Java Servlet Pages (JSP)
  13. Front-end Frameworks

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1. JavaScript

It is one of the top scripting languages with object-oriented features. To add multiple features to web-based apps, JavaScript is popularly used. So, knowing JavaScript is more than essential for a Java full-stack developer. This knowledge helps him to add different features to the web page rather than only text. Also, it is one of the popular client-side coding languages useful to enhance user interaction with the app. Moreover, besides client-side coding, JavaScript is also useful for writing front-end, back-end, and server-side code. Further, it offers several libraries and frameworks, such as React, Angular, JQuery, Ionic, etc., which a Java developer must master.

2. HTML and CSS

A full-stack Java developer should be well-versed in the front-end development skills like HTML, CSS, JavaScript, etc. HTML stands for Hyper Text Markup Language, and CSS stands for Cascading Style Sheets. These are the key skills to develop attractive web pages and to build an effective web presence. Further, these skills help in the web development process and data styling. HTML is a language that helps to present the documents within the web browser. It is one of the building blocks of web designing.

On the other hand, CSS describes the way the elements of HTML work to display web pages. It includes the fonts, colors, page layout, etc., of our web page. The developer will use CSS to make the web page compatible with different screen sizes and devices.

3. Back-end Technologies

The server side of the website will cover the back-end coding part. It is invisible to the clients and users. It ensures the storage and data ordering in the back end to make the website work smoothly in the front end. A Java full-stack developer must be skilled in various back-end techs and frameworks, including managing APIs, building libraries, etc. Some coding languages support the back-end development of a website.

  • Java is a highly scalable and popular coding language useful across all platforms.
  • C++ is a popular and highly versatile coding language useful in back-end development.
  • Python is the essential language in back-end development that helps developers work quickly and integrate systems easily without any issues.
  • PHP is also a widely used scripting language for server-side apps.
  • Solid skills in back-end languages like C#, Scala, etc., will be beneficial.

4. Web Hosting Platforms

The knowledge of web hosting platforms like AWS, Google Cloud, and MS Azure will be an added advantage. These platforms allow the developer to deploy the software product on a cloud service provider. It will give access easily through the web.

5. Web Storage & Databases

A Java full-stack developer should have good knowledge of databases and web storage. The database provides a repository of data to store it for future access and use. Further, a database is managed by DBMS. Data within the database is arranged in multiple rows, columns, and tables, which makes it easier to access, manage, and update. To understand the creation and manipulation of queries within databases, a developer should understand them.
Moreover, web storage is the feature that allows developers to store data on the client side within the browser. This data will not expire because it is locally stored and will remain available even if the browser is closed.

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6. Git and Github

These skills are also essential for a full-stack developer. A full-stack Java developer should know about the version control systems that help to manage and keep track of the changes made within the source code. Git is a popular VCS (version control system) that allows you to manage various changes made within the apps, websites, or code regarding the app development. Further, Git is a tool that helps to manage multiple versions of source code edits.

On the other hand, Github is an open-source web-based repository that offers free hosting services. It allows the developer to track the minor changes to be made in the application. So, having a Github profile with Git experience will add more value to the full-stack Java developer’s profile.

7. DevOps Tools

DevOps combines development and operations, streamlining the project in a complex environment. DevOps tools and techniques help to simplify the development process. They help to enhance productivity and efficiency by automating complex manual tasks. Teams working on large-scale projects can use DevOps’s help to speed up the software development and delivery process. Further, a full-stack Java developer should have the DevOps skills such as Jenkins, Docker, Kubernetes (K8s), etc.

  • Jenkins is a popular DevOps tool that helps the project with continuous integrations.
  • Docker is also a well-known tool and software platform that allows app development, testing, and deployment quickly.
  • On the other hand, K8s is a popular open-source platform that automates deploying, scaling, and managing apps within the containerized space.

8. HTTP and REST

HTTP stands for Hyper Text Transfer Protocol which forms the base of the world wide web (www). A full-stack Java developer must acquire the skills relating to HTTP. Further, HTTP is a networking and communication protocol that helps transfer information from one device to another.
REST allows accessing documents stored within a specific area. Further, REST API is a kind of translator that helps the back end to know what is happening in the front end. Therefore, getting these skills will help full-stack developers to master front-end techs.

9. Design Patterns

In the full-stack development process, design patterns provide some solutions to issues relating to common software design while developing apps. They offer a way to resolve frequent design issues and promote the reusability and scalability of the code. A Java full-stack developer should have strong skills relating to design patterns. These include MVC, Builder, Factory Method, Singleton, etc.

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10. React

React is a popular framework useful in front-end development. It is an open-source library based on JavaScript that offers multiple functionalities with less coding. Further, React makes it easier to develop dynamic web apps. Also, it provides the benefit of using reusable components and virtual DOM that reduces the app development time. So, having React skills will give an additional benefit to the Full Stack Developer.

11. Software Design

The design of the software plays a key role in the app development. It is necessary to have the knowledge and skills relating to software design for a full-stack developer. Software design aims to transform user requirements into a suitable format that helps coders code and implement software.

12. Java Servlet Pages (JSP)

JSP is a web-based technology that helps develop dynamic web content and web apps. It provides the ability to build independent web pages that are flexible, scalable, and easy to maintain. Further, they are separate from the browser and server.

13. Front-end Frameworks

A Java full-stack developer should have strong skills in various front-end frameworks and libraries such as Bootstrap. These are useful in developing highly responsive and attractive UIs.
So, these are the essential skills a Java developer should possess in full-stack development. Further, having good analytical and problem-solving skills will benefit a developer.

Conclusion

A Java full-stack developer should possess all the above skills to master full-stack development. The advancing technologies and growth in the software industry can change how business is done. Therefore, the demand for full-stack developers in Java will increase, and it can shape the career of many aspirants. To get more ideas and information on full-stack development, stay tuned.

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