How $12 of trip insurance saved $400 at Disney World


Welcome back to our weekly Friday series, where we feature a reader success or mistake story. Last week, we published a mistake from a reader who lost 100,000 Avianca Lifemiles after misunderstanding the program’s expiration policy.

This week, we’re turning to one of TPG’s staff members, Caroline English, TPG’s director of social media. When her young daughter became ill during a recent family trip to Disney World and her family of four had to miss most of a day in the parks, Caroline managed to turn a $12 insurance purchase into a $400 reimbursement for her park tickets.

Missing a day at Disney because of a sick kid

When Caroline booked a hotel last December for her family’s spring 2026 trip to Disney World, she accidentally opted in for trip interruption insurance without realizing it.

“I booked [our hotel] through Marriott with points,” Caroline said. “Apparently, on my initial booking, I opted in for the trip insurance but had no memory of it.”

Related: The best travel insurance policies and providers

Cut to a few months later.

“As soon as we boarded the flight, I noticed my daughter’s breathing was a little faster than normal, but I thought it might be because the plane’s air was dry. When we landed, it was a little bit worse, so when we checked into the hotel, I asked them if there was a doctor that they recommended we could take her to, just to be safe, and they recommended a service through the local hospital that has a doctor come directly to your hotel room,” Caroline said.

Even though the in-room doctor didn’t take insurance and she had to pay cash, she opted for the convenience.

“He came with so much equipment that he literally could dispense the steroids she needed right there in the room,” Caroline said.

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After the doctor gave her daughter the medications, he cleared her to go into the park.

“He told us to just take it easy and not push too much but that she was fine,” Caroline said.

Even though they were able to go into the park for a couple of hours that day, Caroline said that she regretted not purchasing trip insurance because Disney tickets are so expensive.

What happened after returning home

Thankfully, she didn’t have to remember her accidental purchase from months earlier. When Caroline returned home, there was an email from Allianz in her inbox welcoming her back and asking if any unexpected events had affected her trip. The email included links to her plan benefits and the direct claims filing page.

screenshot of email
CAROLINE ENGLISH/THE POINTS GUY

Since she had forgotten she had purchased trip interruption insurance, the email confused her.

“I was so paranoid that it was a scam, I literally opened a new checking account to get the direct deposit,” Caroline said.

She eventually went back and found another email confirming she had opted in and paid $12 for insurance when she initially booked her hotel.

email of insurance policy screenshot
CAROLINE ENGLISH/THE POINTS GUY

In her claim to Allianz, she made it clear that her family missed most of the day in the park, not the whole day. “And they still paid for the full park tickets for that day because it technically interrupted our day in the parks,” Caroline said.

Because the insurance only covered trip interruption, not medical bills, she couldn’t file a claim for the doctor’s visit. However, the cost of the park tickets she got back was about the same as the doctor’s visit.

How to replicate this success

The next time you book a hotel or flight, it’s worth paying attention to the insurance offers on the checkout page. Just be sure to opt in when checking out for extra peace of mind, especially if you’re traveling with small children who are prone to illness. Don’t forget to also note the coverage in your trip planning documents so you remember you have options in case anything happens during your trip.

While many travel credit cards include trip cancellation and interruption insurance, many don’t cover reimbursements for event or theme park tickets unless they’re booked as part of a larger travel package. Before purchasing additional insurance, double-check the fine print of what you’re already covered for with your credit cards.

Related: The best cards for trip cancellation and interruption insurance — and what it actually covers

It’s also worth noting that most credit card travel insurance doesn’t cover medical bills, like the one Caroline paid for on her trip. One notable exception is the Chase Sapphire Reserve® (see rates and fees), which includes emergency medical and dental benefits that cover up to $2,500 for medical expenses (subject to a $50 deductible) when you or an immediate family member becomes sick or injured 100 miles or more away from home during a trip.

Bottom line

Most hotels and airlines partner with an insurance company like Allianz to offer trip protection coverage when you check out and pay for your trip. While many travelers — including myself — often opt out to save money on the nominal fee, Caroline’s story may make you reconsider opting in next time.

It also never hurts to familiarize yourself with your credit card’s trip interruption insurance, as you may already be protected without paying extra for additional coverage.

If you have your own story to share with other TPG readers, fill out our mistake story form or success story form. (For ongoing issues that you feel owed compensation for circumstances beyond your control, please contact TPG’s ombudsman, Michelle Couch-Friedman, at ombudsman@thepointsguy.com.)

Related: What your credit card’s trip protection covers — and what it doesn’t



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Step forward in your career with J2EE Development. J2EE is an open-source platform to develop, deploy and manage web-enabled, multi-tier, server-centric, and component-based enterprise applications. As a result of its robustness and security, organizations prefer to work in a Java environment. The demand for Java professionals is very high. So, we are here to help you in clearing your J2EE interview easily. Our experts have gathered and prepared a list of frequently asked questions. So why late? Lets set started with J2EE interview questions.

Let’s get started!

Most Frequently Asked J2EE Interview Questions 

J2EE basic-level Interview Questions:

What is J2EE?

J2EE refers to Java 2 Enterprise Edition. It is used to develop and deploy web-based multi-tier enterprise applications. The J2EE platform combines a range of services, protocols, and application programming interfaces. The J2EE platform includes the capabilities needed to deliver a comprehensive, secure, stable, and fast Java platform at the enterprise level.

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What are the components available in J2EE applications?

The components of the J2EE applications consist of:

  • Web-tier components
  • Business-tier components
  • Client-tier components
  • Enterprise Information System software

What do you understand by J2EE client types?

Following are J2EE client types:

  • Application clients
  • Applets
  • Wireless clients, according to Mobile Information Device Profile (MIDP).
  • Java Web Start-enabled clients, through the Java Web, Start technology.

What is ORM?

ORM refers to Object-Relational mapping. Objects in a Java class that are mapped to tables in a relational database utilizing the metadata which describes the mapping of objects to the database. It acts by converting data from one representation to the other.

What is JSF?

JSF refers to JavaServer Faces. It is a user interface that designs a framework for Java web applications. It provides a set of user interface components that can be reused, a standard for web applications. JSF uses the MVC design pattern. It stores the form data on the server automatically and specifies the date of the form when it is displayed on the client side.

What is the servlet?

Servlets is one of the server-side components which delivers a powerful mechanism for server-side program development. Servlets is a platform-independent server. Servlets are designed with different protocols in mind; The most common one is HTTP protocols. The servlets uses the classes of java packages javax.servlet.http.HttpSession, javax.servlet.http.HttpServletRequest, javax.servlet, javax.servlet.http.HttpServletResponse. All the servlets are required to implement the Servlet interface that defines the methods of the lifecycle.

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What is a web component?

Java Server Pages technology and Java Servlet components are the web components. Servlet is a component that receives the request sends responses dynamically. JSP pages run like servlets but provide a more natural way to create static content.

What is Hibernate?

Hibernate is an object-relational mapping tool. In hibernate, HQL is used rather than SQL, which saves developers from spending more time on writing native SQL. It has a great association, polymorphism, inheritance, collection, and compositions. This is a great way to persist in the database using Java objects. Hibernate enables you the ability to express queries based on Java criteria.

What is Hashtable?

Hashtable is the same as HashMap, with the exception that Hashtable is synchronized. Hashtable is a synchronized objects cluster in which duplicate values and null values are not permitted.

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) What is a J2EE container?

The interface between the low-level platform and a component with specific features which supports the component is referred to as a container. The application server will maintain control and deliver relevant services through a framework or an interface calls as a container.

J2EE intermediate-level Interview Questions:

) What are structs?

The Struts framework is an MVC architecture that designs large-scale applications. It consists of JSP, Java Servlets, Custom tags, and messages. According to the published standards and the proven design templates, struts help you create a scalable development environment for your application.

) Explain ActionErrors, ActionForm and ActionMapping.

ActionError: ActionErrors is an object that wraps up all the available validation errors. If errors are not found, returns either null or an ActionErrors object with no error message recorded. The default implementation tries to switch to HTTP. Maintaining request parameter mapping and request and return all validation errors if the validation fails; a null or an empty set.

ActionForm: It is a Java bean which brings together one or multiple ActionMappings. A java bean becomes FormBean when extending org.apache.struts.action.ActionForm. The ActionForm object is populated automatically on the server-side with the data entered by the customer from the user interface. ActionForm keeps the session state for the web app.

ActionMapping: When mapping actions, we mention the action class for a specific URL, i.e., the path and various target views, i.e., redirect to which the response to the request will be sent. The ActionMapping is the information which the ActionServlet is aware of regarding mapping a specific request to an instance in a specific Action class. The mapping is passed to the method execute() in the Action class, allowing direct access to that information.

) Explain about MVC on structs?

MVC refers to Model View Controller.

Model: In many applications, the model represents the system’s internal state in the form of one or more JavaBeans. 

View: The view is usually built with JavaServer Pages technology. The controller concentrates on receiving customer requests and generating the next stage of the user interface to a suitable View component. 

Controller: The Controller’s main component in the framework is an ActionServlet class servlet. The definition of an ActionMappings set sets up this servlet.

) What are the differences between .ear, .jar, and .war files.

.jar files: These files have the .jar extension. The .jar files include accessories files such as property files, libraries, and resources.

.war files: These files have the .war extension. The .war file includes HTML,  javascript, JSP, and other files required for web application development.

.ear files: The .ear file includes the application’s EJB modules.

) What is the difference between Save() and Saveorupdate()?

Save(): The purpose of this method in Hibernate is to store an object in the database. It will insert an entry if there is a record, otherwise, it does not.

Saveorupdate():  The purpose of this method in Hibernate is to update the objects with the identifier. If the identifiers are not present, this method will call save(). If the identifier is available, then it will call the update method.

) What is the difference between the load and get method?

load() cannot find the object in the database or cache, an exception is issued, and the load() method will never return null. If the object is not found, the get() method will return null. The load() method can return a proxy in place of a persistent instance, get() does not return a proxy

) What is Spring?

Spring is an open-source lightweight framework for developing enterprise applications which solves the complexity of developing enterprise applications also provides a consistent framework for developing J2EE applications that is primarily based on the inversion of control or dependency injection design model.

) What is authorization?

Authorization is the process of determining access to a method or resource. It is based on determining the security role of the primary for an authentication request. A security role may be described as a logical grouping of users that is defined by the person assembling the application. A deployer matches the security roles for the security identities. Security identities can be groups or principles in the operational environment.

) What is an authorization constraint?

An authorization rule that determines who is allowed to access the collection of web resources is called an authorization constraint.

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) What is EJB?

EJB refers to Enterprise Java Beans. This is the server-side component that runs in the EJB container and wraps the business logic of the enterprise application.

J2EE Interview Questions for Experienced:

) What is a connector?

The connector is a standard container extension mechanism that delivers connectivity to enterprise information systems. It is unique to an enterprise information system and includes application development tools and a resource adapter for the connectivity of enterprise information systems. The resource adapter is connected to a container by supporting system-level contracts that are defined in the Connector architecture.

) Explain JMS, JTA, and JNDI.

JTA: JTA stands for Java Transaction API. Its purpose is to coordinate and manage transactions across the company’s information system.

JNDI: JNDI stands for Java Naming Directory Interface. This is used to access directory services information.

JMS: JMS stands for Java Messaging Service. Its purpose is to receive and send messages using messaging systems.

) What are EDI and EAI?

EDI: EDI stands for Electronic Data Interchange. It is used to exchange data via the value-added network (VAN) that acts as a means of transmission. The installation of EDI is costly and needs customization by exchanging clients. EDI is also based on X12 standards for exchanging documents.

EAI: EAI stands for Enterprise Application Integration. This makes one or multiple applications into one application and needs that data to be transferred to the suitable system at the correct time. For example, during the integration of accounts and sales systems, it is required for sales to send a sales order for accounting for generating an invoice. In addition, accounting has to send a sales invoice to update the data for the sales professionals. This system automatically manages the transaction through the application and removes human mistakes.

) Explain about J2EE tiers.

J2EE includes the following tier:

Client tier: It stands for the browser from which the server gets the requests. In this tier, the interfaces used are the java application, the HTML browser, a non-java application, or an applet.

Middle Tier: This includes an integration tier, a presentation tier, and a business tier. Within the integration tier, the database objects are created. The UI is created at the presentation tier with the help of JSP. The business logic is written at the business tier with the help of EJB.

Backend: It consists of the Enterprise Information System that is used for storing data.

) What is DCOM?

DCOM refers to Distributed Component Object Model. It employs the Object Remote Procedure Call protocol to handle remote objects. The Object Remote Procedure Call is based on Remote Procedure Call and interacts with the runtime services. DCOM supports more than one interface, and components can be built in different programming languages like C, Java, Visual Basics, etc. DCOM is largely used in the Windows platforms.

) What is JRMP?

JRMP refers to the Java Remote Method protocol. This is the way Remote Method Invocation passes java objects as arguments. As Java depends on the serialization of objects which bring together objects in streams, RMI depends on the JRMP protocol to transfer the objects from one Java Virtual Machine to other.

) What is a Secure Socket Layer?

The technology used for communication between the Web browser and the Web server is referred to as the Secure Socket Layer. Specifically, SSL is a protocol which describes the way algorithms should be used for encryption. The technology creates an encrypted link between the two parties, and this link makes it possible to secure the transmission of sensitive information like credit or debit card information, login credentials, and social security numbers.

) What do you mean by id URL?

URL refers to Uniform Resource Locator. It is the textual reference standard for writing arbitrary information on the World Wide Web. The URL is generally structured as – 

protocol://host/local info

protocol – The protocol allows you to retrieve the object (example: HTTP, FTP)

host – The target host’s Internet name.

local info – A String is sent to the protocol handler on the remote host. In most of the cases, this is a filename with an extension.

) What is the JSP directive?

JSP is the process by which metadata information is provided to web containers regarding the JSP file. This metadata is used by the web container during the translation and compilation stages of the JSP lifecycle.

There are three different kinds of JSP directives:

  • Include directive
  • Page directive
  • Taglib directive

) Explain connection pooling?

Connection pooling is an easy concept that is popular for reusing existing connections. This means that if the object connections are well defined and connected already, they may be reused each time there is a need rather than generating a new one.

) What is a J2EE Module?

It is a piece of software that is made up of one/more J2EE components for that similar container type and a deployment descriptor of that type. Into a J2EE application, modules may be assembled or deployed quickly. 

) What is included in the application client module?

An application module includes the class file and a client deployment descriptor. It will be packaged as a JAR file with the extension .jar.

) What is the web module made up of?

The Web module is made up of 

  • JSP files(Java Server pages) 
  • Graphics Interchange format(GIF) file
  • Hypertext Markup Language(HTML) file
  • Servlets class files 
  • Web deployment descriptor

These files will be packaged as JAR files with the extension .war(Web Archive)

) What is the Enterprise Java Bean module made up of?

The Enterprise Java Bean module is made up of the class files for enterprise beans and the EJB deployment descriptor. These files will be packaged as JAR files with the extension .jar.

) What is the resource adapter module made up of?

The resource adaptor module is made up of Java interfaces, native libraries, classes, resource adaptor deployment description and other documentation. These files will be packaged as JAR files with the extension .rar(resource adapter archive).

) What is meant by an Applet?

It is a component of  J2EE that is commonly executed on the web browser. This  can be executed on a wide range of other devices or applications that accept the applet programming model.

) What do you mean by an applet container?

“Applet container” refers to a container that supports the applet programming model.

) What is meant by a thin Client?

A thin client is a lightweight application interface that will not allow functions like complex business rules execution, database  queries or connection to legacy applications.

) What is meant by deployment descriptor?

The Deployment descriptor is according to Extensible MarkUp Language(XML) that has a .xml extension. It can be used to define the deployment options for a component. J2EE applications and modules have their own deployment descriptors.

) What do you mean by a web container in J2EE?

A web container in J2EE refers to an interface between the low level platform and a component with defined functionality which is intended  to support the functionality.

) What will be the file extension that is used for the Hibernate configuration file and hibernate configuration file?

The file name for the hibernate mapping will be written like filename.hbm.xml.

The file name for the hibernate configuration will be written like filename.hbm.xml.

) How should a Hibernate mapping file in the hibernate configuration file be added?

You can add it quickly using the following code:

 

) What are the core components of a Multi-tier architecture?

Following are the core components of the Multi tier architecture:

  • Presentation Tier: The presentation is displayed using the front-end component included in this tier.
  • Resource Layer: The database is accessed through the back-end component included in this tier.
  • Business Layer: The business logic of the system is provided by the component included in this tier.

) What do you mean by a backing bean?

Backing bean refers to a Javabeans component that relates to JavaServer Pages and contains JavaServer Faces components. Backing bean outlines the characteristics for the page components as well as methods that process them.

This processing will consist of validation, event handling, processing related to navigation.

) What do you mean by build file?

An XML file with one or more asant targets is referred to as a build file. A target is a list of assignments that a user hopes to complete. A user can specify which target should be executed when asant is started. If no target exists, the  project’s default target is carried out.

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) What do you mean by CDATA?

A CDATA is an XML tag that is predefined for character data that denotes “don’t interpret these characters.” It is comparable to parsed character data (PCDATA), in which the usual XML syntax is followed. CDATA sections will be used to display XML syntax examples.

) What is the difference between JDK and JIT?

A cross-platform software development environment called JDK (Java Development Kit) provides diverse collections of libraries and tools needed to develop applets and  Java programmes. It even comprises JRE, which offers tools and libraries that accept the bytecode execution. JDK is required for creating and executing Java programmes. In contrast, JIT stands for Just In Time Compiler, a module that exists inside the JVM (i.e., inside JRE). In order to reduce the time for compilation, and improving speed, JIT compilers are used to compile some of the portions of bytecode that carry out similarly to machine code at the same time.

) What are the primary interfaces of the Hibernate framework?

  • Sessionfactory interface
  • Transaction interface
  • Session Interface
  • Query and Criteria Interface
  • Configuration interface

) How do PATH and CLASSPATH differ from each other in relation to J2EE?

  • The two most important environmental variables utilised by Java platforms are PATH and CLASSPATH.
  • PATH refers to the JDK binaries or native libraries such as java.exe. while, the CLASSPATH variable refers to the Java binaries, like JAR files that include bytecode.
  • Regardless of whether Java is installed on the system or not, PATH is a system-level variable. Where as JVM uses CLASSPATH, which is entirely Java-specific, to load the classes needed by running Java programmes.

) What are the phases of servlet life cycle?

Following are the phases of Servlet lifecycle:

  • Classloading phase: Servlet’s class file (*.class) will be loaded by web container.
  • Instantiation phase: The servlet gets instantiated by calling the default no-arg constructor.
  • Initialize phase: init() method will be called only once in the servlet lifetime. Servlet configuration will be assigned to the servlet.  
  • Request Handling phase: The servlet spends most of its time in this phase. Services to various requests will be provided by calling service().
  • Removal phase: before the Servlet destruction, the destroy() function will be called.  The garbage collection will be carried out later.

Conclusion:

All the above are some of the frequently asked J2EE interview questions gathered by our J2EE Experts. We hope you found these questions helpful. Learning these questions will help you in clearing your interview. If you are searching for any other questions related to J2EE, feel free to comment. We would revert with the answer.

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As a content writer at HKR trainings, I deliver content on various technologies. I hold my graduation degree in Information technology. I am passionate about helping people understand technology-related content through my easily digestible content. My writings include Data Science, Machine Learning, Artificial Intelligence, Python, Salesforce, Servicenow and etc.

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