Credit card transfer bonuses (March): 50% bonus and more


Transfer bonuses can offer lucrative opportunities to help you maximize your points and miles and work your way toward fantastic award redemptions. You can sometimes get significantly more value from your rewards by transferring them to an airline or hotel partner during one of these bonus periods.

Remember, though, that these are limited-time offers: You’ll need to act fast if you find one that suits your travel plans.

We’ve compiled transfer bonus updates for most major programs with transferable rewards to make tracking these offers easier. Just note that transfer bonuses are sometimes targeted, so some may not be available to you.

Active credit card transfer bonuses

We’re currently seeing these transfer bonuses:

Transfer from Transfer to Bonus details  End date Transfer ratio
American Express Membership Rewards

Avianca Lifemiles

15%

March 28

1,000 points equals 1,150 miles

I Prefer Hotel Rewards

30%

March 31

1,000 miles equals 2,600 points

Aer Lingus AerClub (Avios)

20%

March 31

1,000 points equals 1,200 Avios

British Airways Club (Avios)

20%

March 31

1,000 points equals 1,200 Avios

Iberia Club (Avios)

20%

March 31

1,000 points equals 1,200 Avios

Wyndham Rewards

30%

March 31

1,000 points equals 1,300 points

Avianca Lifemiles

25%

April 18

1,000 points equals 1,250 points if you have a Citi card that unlocks the full transfer ratio (1,000 points equals 875 points with other cards)

Virgin Atlantic Flying Club

30%

April 18

1,000 points equals 1,300 points if you have a Citi card that unlocks the full transfer ratio (1,000 points equals 910 points with other cards)

Japan Airlines Mileage Bank

50%

March 31

1,000 miles equals 1,500 miles

SAS EuroBonus

20%

April 8

1,000 miles equals 1,200 points

American Express Membership Rewards transfer bonuses

American Express Membership Rewards is offering a 15% transfer bonus to Avianca Lifemiles. From now through March 28, you’ll earn 1,300 points when you transfer 1,000 Amex points to Lifemiles.

How to earn American Express Membership Rewards points

If you’re looking to earn more of these valuable points, the following American Express cards could prove useful additions to your wallet:

  • American Express® Gold Card: Find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
  • American Express Platinum Card®: Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Related: How to redeem American Express Membership Rewards points for maximum value

Capital One transfer bonuses

Capital One is offering a 30% transfer bonus to I Prefer Hotel Rewards, the loyalty program for Preferred Hotels & Resorts. From now through March 31, when you transfer 1,000 Capital One miles to I Prefer, you’ll earn 2,600 points, as the regular transfer ratio is 1:2.

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I Prefer is an under-the-radar program with multiple independent hotels in its portfolio. If you find a redemption that excites you, this could be a solid bonus to leverage.

How to earn Capital One miles

If you’re looking to earn more transferable miles, the following Capital One cards are solid options to consider:

According to TPG’s March 2026 valuations, Capital One miles are worth 1.85 cents each. Most transfers from Capital One will process instantly. For more details, read our guides to Capital One transfer partners and how to transfer Capital One miles.

Related: Should you transfer Capital One miles to partners or redeem directly for travel?

Chase Ultimate Rewards transfer bonuses

Chase is currently offering four transfer bonuses.

Through March 31, you can transfer your Chase Ultimate Rewards points to Aer Lingus AerClub, British Airways Club or Iberia Club with a 20% bonus. All three of these programs use Avios as their currency, so when you transfer 1,000 Chase points, you’ll receive 1,200 Avios.

Avios is a versatile currency that can be used to book flights with multiple airlines. If you’re planning to book travel with a Oneworld alliance airline soon, this could be a solid bonus to take advantage of.

The next bonus is a 30% transfer bonus to Wyndham Rewards, also ending March 31. When you transfer 1,000 Chase points, you’ll receive 1,300 Wyndham points.

Chase recently added Wyndham as a transfer partner. However, given that TPG’s March 2026 valuations place Chase points at 2.05 cents apiece and Wyndham points at a mere 1.1 cents per point, this bonus is really only worth it if you have a specific redemption in mind.

As always, it’s best to transfer points only when you’re ready to book an award since transfers are irreversible and award availability can change quickly.

How to earn Chase Ultimate Rewards points

If you want to earn more Chase Ultimate Rewards points, the following Chase cards could make good additions to your wallet:

Related: Chase Ultimate Rewards points: How to redeem for maximum value

Citi ThankYou Rewards transfer bonuses

Citi ThankYou Rewards is offering a 30% transfer bonus to Virgin Atlantic Flying Club and a 25% transfer bonus to Avianca Lifemiles from now through April 18.

You’ll only unlock the bonus in its entirety if you hold the Citi Strata Elite℠ Card (see rates and fees), the Citi Strata Premier® Card (see rates and fees) or the Citi Prestige® Card (no longer available to new applicants). Other Citi cards do not unlock the full 1:1 transfer ratio, so the transfers aren’t as valuable.

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Regarding this bonus, if you unlock the full transfer ratio with an eligible card, 1,000 ThankYou Rewards points equal 1,300 Virgin points or 1,250 Avianca miles. If your card does not unlock a full transfer bonus, 1,000 ThankYou Rewards points equal 910 Virgin points or 875 Avianca miles with this bonus.

How to earn Citi ThankYou Rewards points

To earn more Citi ThankYou Rewards points, consider these Citi credit cards:

  • Citi Strata Elite Card: Earn 75,000 bonus points after spending $6,000 on purchases within the first three months from account opening.
  • Citi Strata Premier Card: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

TPG values Citi ThankYou Rewards points at 1.9 cents each, per our March 2026 valuations, and most transfers happen instantly.

Related: Citi ThankYou Rewards transfer partners: Redeem your points with airlines and hotels

Marriott Bonvoy transfer bonuses

Although you can transfer Marriott Bonvoy points to various airlines, the program does not currently offer any transfer bonuses to airline partners.

How to earn Marriott Bonvoy points

If you’re looking to earn Marriott Bonvoy points, the following Marriott cards may be of interest:

  • Marriott Bonvoy Bold® Credit Card (see rates and fees): Earn 30,000 bonus points after spending $1,000 on purchases in the first three months from account opening.
  • Marriott Bonvoy Boundless® Credit Card (see rates and fees): Earn three free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Plus, earn an additional free night award (valued at up to 50,000 points) after spending a total of $4,000 on purchases in the first four months from account opening. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases. Certain hotels have resort fees.
  • Marriott Bonvoy Brilliant® American Express® Card: Earn 200,000 bonus points after spending $6,000 on purchases within the first six months of card membership.
  • Marriott Bonvoy Business® American Express® Card: Earn three free night awards (valued at up to 50,000 points each) after spending $6,000 on purchases in the first six months of card membership. Plus, earn an additional two free night awards (valued at up to 50,000 points each) after spending an additional $3,000 on purchases ($9,000 in total) in the first six months of card membership. Certain hotels have resort fees.

According to TPG’s March 2026 valuations, Marriott Bonvoy points are worth 0.7 cents each. Some airlines take a few days (or even weeks) to receive the points.

Related: How to redeem Marriott Bonvoy points for maximum value

Rove Miles transfer bonuses

Rove Miles is currently offering a 50% transfer bonus to Japan Airlines Mileage Bank. From now through March 31, when you transfer 1,000 Rove miles to Mileage Bank, you’ll earn 1,500 Mileage Bank miles, as the regular transfer ratio is 1:1.

Rove Miles recently added Japan Airlines Mileage Bank to its list of transfer programs, so this current bonus coincides with Mileage Bank’s introduction as a partner.

Some of the best ways to redeem Japan Airlines miles include:

Rove Miles is also offering a 20% bonus to SAS EuroBonus from now until April 8. When you transfer 1,000 Rove miles to EuroBonus, you’ll earn 1,200 EuroBonus points, as the regular transfer ratio is 1:1.

How to earn Rove miles

We’re excited about the new “no credit card required” rewards program, Rove Miles. You can book hotels and flights and shop online through the Rove Miles portal; it allows you to earn incredible amounts of transferable miles, such as up to 54 miles per dollar spent on select hotels.

Rove Miles is rapidly adding transfer partners, including Lufthansa Miles & More, a program that has traditionally been difficult to earn miles in. This opens up the ability to book Lufthansa’s incredible first-class product in advance with miles.

If you don’t have any Rove miles, you can earn 1,000 miles at no cost right now just by signing up through TPG’s offer.

Should you transfer points and miles?

We only recommend transferring points or miles if you have a short-term plan to use them. Transfers are irreversible, and you don’t want to be stuck with thousands of points or miles in a program you have little use for.

If you don’t have a specific redemption in mind but still want to earn points or miles, you’re likely better off earning rewards through card welcome bonuses and everyday spending.

We always recommend verifying award availability before transferring your rewards.

Bottom line

When a program with a transferable currency offers a transfer bonus, it’s important to run the numbers to determine whether it is worthwhile.

Generally, you won’t want to transfer your points or miles unless you have a specific redemption in mind. After all, a large part of the value of transferable points and miles comes from their flexibility, which you’ll give up when you convert them to a partner’s currency. However, a transfer bonus can help you get more value from your points and miles if you frequently use a partner program or plan to redeem them soon.



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SQLite vs PostgreSQL – Table of Content

What is SQLite? 

SQLite is an auto, file-based, and completely open-source relational database management system (RDBMS) that is noted because of its mobility, reliability, and excellent performance even when in low-memory applications. Even if the system fails or there is a power outage, its transactions are ACID-compliant. The SQLite project touts itself as a “serverless” database on its website. Typical relational database systems are deployed as a server process, with programs communicating with the host server via interprocess communication. SQLite, on the other hand, enables any system that utilizes the databases to read and write directly to the database disc file. This makes it easier to set up SQLite because it eliminates the requirement to set up a server process. Similarly, apps using the SQLite database don’t need to be configured; everything they need is to access.

What is PostgreSQL? 

PostgreSQL, or Postgres, describes itself as “the world’s most sophisticated open-source relational database.” It was built with the intention of being highly expandable and consistent with industry standards. PostgreSQL is indeed an object-relational database, which means that while it’s essentially a relational database, it also has features that are more commonly associated with object databases, such as table inheritance and feature overloading. Concurrency is a feature of Postgres that allows it to efficiently handle numerous processes at the same time. It does so without using read locks because it uses Multiversion Concurrency Control (MVCC), maintains the synchronization, coherence, exclusivity, and durability of its transactions, often known as ACID compliance. Although PostgreSQL isn’t as popular as MySQL, it still has a variety of third-party libraries and tools, such as pgAdmin and Postbird, that make dealing with it easier.

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Difference between SQLite and PostgreSQL

However both SQLite & PostgreSQL are available as open Relational Database Management Systems (RDBMS), there may be a few distinctions to consider when picking which one to utilize for your company. The following are the significant distinctions that influence the SQLite vs. PostgreSQL decision:

Database Model
  • SQLite is indeed an embedded database management system. This means it’s a Serverless DBMS that can be used within your apps.
  • To set up and run across a network, the PostgreSQL DBMS uses a Client-Server Model thus needs a Database Server.
Setup Size
  • SQLite is much smaller than PostgreSQL, with a data size of less than 500KB. Its installation files are over 200MB in size.
Data Types Supported
  • INTEGER, NULL, BLOB, TEXT, & REAL are the only data types supported by SQLite. In SQLite, the phrases “data type” and “storage class” are interchangeable.
  • PostgreSQL, on either hand, can store almost any type of information that you could need to put in your database. This could be an INTEGER,  CHARACTER, SERIAL, VARIABLE, or something else entirely.

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Portability
  • SQLite keeps its database as a single conventional disc file that may be found anywhere in the directory. The file is also saved in a cross-platform form, making copying and moving it a breeze. SQLite is among the most transportable Relational Database Management Systems because of this (RDBMS). PostgreSQL, on either hand, is only portable when the database is exported to something like a file and afterward uploaded to a server. It can be a time-consuming task.
Multiple Access
  • When this comes to user management, SQLite falls short. This also misses the capacity to control several users accessing the system at the same time.
  • PostgreSQL is excellent at managing users. It provides well-defined authorizations for users, which decide which database actions they are allowed to do. It can also support numerous users accessing the system at the same time.
Functionality 
  • Because SQLite is indeed a simple database management system, it includes basic capabilities that are appropriate for all sorts of users. PostgreSQL, on either hand, is a sophisticated database management system with a wide range of capabilities. As a result, users can accomplish a lot more using PostgreSQL than they can with SQLite.
Speed
  • SQLite is quick given the fact that this is a lightweight database management system having simple operations and a minimalist design.
  • PostgreSQL might not have been the best database for quick read queries. This is due to its sophisticated design as well as the reality that this is a large database management system. It is, nevertheless, a robust database management system for conducting complex processes.
Security Features 
  • Authentication is not included with SQLite. Anyone with database access has the capacity to read and modify the database file. It renders it inefficient for storing sensitive and private information. Many security features come included with PostgreSQL. It also necessitates extensive configurations from its users in order for it to be secure. As a result, PostgreSQL is a secure database management system for storing private and sensitive information.
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Features of SQLite 

  • Small footprint: The SQLite module is quite light, as its name implies. Although the amount of space it takes up fluctuates based on the system on which it is installed, it can be less than 600KiB. Additionally, SQLite is completely self-contained, which means you don’t need to install any extra dependencies for it to work.
  • SQLite is known for being a “zero-configuration” database that is ready to use right out of the box. SQLite doesn’t operate as just a server process, so it doesn’t need to be halted, restarted, or resumed, and it doesn’t arrive with just about any configuration files to handle. These capabilities make the process of installing SQLite and incorporating this with an app much easier.
  • SQLite is an excellent database choice for embedded applications that require portability but do not require future expansion. Single-user local apps, mobile applications, and games are examples.
  • A whole SQLite database is kept in a single file, unlike many other database systems, that often store data as a vast batch of distinct files. This file could be transferred through external devices and file transfer protocol and can be found everywhere in a directory structure.
  • Testing: Using a DBMS that utilizes a dedicated servers process to test the functionality of multiple applications can be excessive. SQLite features an in-memory mode that allows you to run tests rapidly without having to worry about the expense of entire database transactions, making it an excellent choice for testing.
  • SQLite can be used as a disc access alternative in circumstances in which an app wants to study and modify files to disc directly. This is because SQLite has more capability and is simpler to use.

Features of PostgreSQL

  • PostgreSQL, more than SQLite, strives to follow SQL standards to the letter. PostgreSQL offers 160 of the 179 characteristics needed for proper core SQL:2011 compliance, as well as a vast range of optional capabilities, as per the authorized PostgreSQL documentation.
  • Community-driven and open-source: The source code for PostgreSQL is created by a huge and dedicated community as a fully open-source project. Likewise, the Postgres society preserves and provides a number of online resources that explain how to use the database management system, such as the official paperwork, the PostgreSQL website, and several online forums.
  • Extensible: PostgreSQL’s catalog-driven operation and dynamic loading allow users to enhance it dynamically and on the fly. An object code file, including a shared library, can be designated.
  • Data consistency is critical: PostgreSQL has indeed been completely ACID-compliant from 2001 and uses multi-version monetary control to guarantee data consistency, making it an excellent option of RDBMS where data consistency is crucial.
  • PostgreSQL is interoperable with a wide range of computing languages and systems. This means that migrating your database to a different operating system or integrating it with a specific tool will be simpler with such a PostgreSQL database compared with some other database management system.
  • Complex operations: Postgres provides query strategies that make use of several CPUs to speed up query processing. This, together with its extensive support for numerous simultaneous writers, makes it an excellent candidate for data warehousing and other complex tasks.

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Conclusion

SQLite and PostgreSQL,  are the most widely used open-source relational database management platforms today. It has its own set of characteristics and limits and shines in specific situations. When choosing an RDBMS, there are many factors to consider, and the decision is rarely as straightforward as selecting the quickest or most feature-rich option. If you require a relational database system in the future, do some study on these and other technologies to identify the one that best fits your needs.

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