Chase Air Canada Aeroplan Credit Card review: Full details


Aeroplan Credit Card overview

Chase’s Aeroplan® Credit Card (see rates and fees) is one of our favorite cobranded airline credit cards, offering award flexibility and valuable airline benefits. With its strong earning rate and incentives to spend on the card beyond earning the welcome bonus, the Aeroplan Credit Card is worth considering for many points and miles enthusiasts — even those who don’t live in Canada. Card rating*: ⭐⭐⭐⭐

*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

The Aeroplan Credit Card offers unique benefits we’ve rarely seen on other cobranded airline cards, all for a reasonable annual fee of $95.

You’ll most likely need a good credit score of at least 670 to get approved for this card.

If the ability to use points on more than 50 partner airlines worldwide and automatic elite status appeal to you, keep reading.

Related: Are airline credit cards worth it anymore?

Aeroplan Credit Card pros and cons

Pros Cons

  • Ability to redeem your points with more than 50 partner airlines
  • Complimentary elite status for up to two calendar years
  • Free first checked bag (for you and up to eight companions)
  • Travel protections

  • Doesn’t offer the same flexibility as a general travel card
  • Requires a little extra effort to get the most value out of rewards
  • Subject to Chase’s application restrictions
  • High spending is required for a higher elite status

Related: How to choose the best credit card for you

Aeroplan Credit Card welcome offer

New cardholders of the Aeroplan Credit Card can earn 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

This offer is worth $1,050, according to TPG’s April 2026 valuations.

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Hand holding the Aeroplan Credit Card
THE POINTS GUY

This is an elevated offer above the usual 60,000 to 70,000 bonus points, making now a compelling time to apply.

Keep in mind that since Chase issues this card, it’s subject to Chase’s 5/24 rule. If you’ve opened five or more credit cards in the past 24 months, you may not be eligible to open the Aeroplan Credit Card.

Related: The best credit card welcome offers

Aeroplan Credit Card benefits

One of the standout features of the Aeroplan Credit Card is automatic elite status.

Status-linked benefits

New cardholders receive Aeroplan 25K status for the remainder of the calendar year in which they’re approved, plus the entire following calendar year. We recommend applying early in the year to maximize this benefit.

Aeroplan 25K status includes perks such as:

  • Star Alliance Silver status (priority waitlisting and standby)
  • Priority check-in and boarding
  • Complimentary checked baggage (two bags, 23kg each) on Air Canada flights
  • Five eUpgrade credits for cabin upgrades
  • Complimentary Avis Preferred Plus elite status

After the introductory period, you can retain or build on your Aeroplan elite status through a combination of spending and overall program activity.

air canada cabin
AIR CANADA

The card helps by contributing Status Qualifying Credits (SQC) — the primary metric used to earn and maintain status — as follows:

  • 5,000 SQC headstart each calendar year
  • 10,000 additional SQCs when cardholders spend $25,000 in a calendar year
  • 10,000 additional SQCs when cardholders spend $50,000 in a calendar year

This means you can earn up to 25,000 SQC per year from the card.

For context, higher tiers of Aeroplan status require increasing amounts of SQC. With significant spending, the card can meaningfully accelerate your progress.

For example, spending $75,000 in a calendar year can help you reach Aeroplan 35K status.

In addition, Aeroplan offers Milestone Benefits — extra perks unlocked as you earn SQC throughout the year, typically in increments of 10,000 SQC.

While the Aeroplan Credit Card can give you a strong head start and boost, it works best alongside flying and partner activity rather than as a stand-alone path to elite status.

Non-status-linked benefits

Even if you don’t maintain your elite status beyond the first year, here are all of the other benefits you’ll get from the Aeroplan Credit Card:

  • First free checked bag on Air Canada flights for primary cardholders and up to eight companions on the same reservation
  • No foreign transaction fees
  • Travel protections, such as auto rental insurance, baggage delay insurance, roadside assistance, trip cancellation and interruption insurance and trip delay reimbursement
  • Up to $120 statement credit for your Global Entry, TSA PreCheck or Nexus application fee every four years
  • World Elite Mastercard benefits, including access to Mastercard Priceless experiences, everyday discounts and offers, 24/7 concierge service and more

Related: Complete guide to airline status matches and challenges

Earning points on the Aeroplan Credit Card

With the Aeroplan Credit Card, you’ll earn:

Beautiful African American woman shopping online from her cozy home office during winter holidays, holding a credit card while purchasing something online using a laptop
BROTHERS91/GETTY IMAGES

For every $2,000 you spend on the card each month, you can receive up to a 500-point bonus (up to 1,500 points per month; maximum 18,000 points annually). These bonus points can add up if you’re a heavy spender.

This benefit will come in handy if you plan on spending heavily on the Aeroplan Credit Card to maintain 25K status or elevate your status to another tier.

Related: Air Canada to debut luxe new cabins and business-class seats

Redeeming points on the Aeroplan Credit Card

For those who prefer a simple redemption option, the Aeroplan Credit Card offers Chase’s Pay Yourself Back feature, allowing you to redeem points for statement credits toward recent purchases.

Cardholders can currently redeem points at the following rates:

  • Travel purchases† and the card’s annual fee: 1.25 cents per point
  • Dining, gas stations and grocery stores‡: 0.8 cents per point

†Up to 200,000 points (or $2,500) per year

‡Excluding Target, Walmart and wholesale clubs

Eligible purchases must typically be made within 90 days before the redemption request.

This provides a straightforward way to offset everyday expenses, especially if you’re not looking to maximize award travel.

This card’s Pay Yourself Back categories may change annually.

Related: Chase Pay Yourself Back categories — is it a good use of your rewards?

Transferring points on the Aeroplan Credit Card

You can redeem your points for flights to over 1,300 destinations through Air Canada’s more than 50 airline partners, including Star Alliance airlines and for generally fewer points than you’d need with other loyalty programs.

Even better, Air Canada publishes distance-based award charts with tons of sweet spots to look out for. For example, you can fly from Seattle-Tacoma International Airport (SEA) to Frankfurt Airport (FRA) on Lufthansa business class for just 70,000 points.

ZACH GRIFF/THE POINTS GUY

Alongside the Aeroplan Credit Card, if you also have a Chase Ultimate Rewards earning card like the Chase Sapphire Reserve® (see rates and fees), you’ll receive a 10% bonus on every 50,000 or more Chase Ultimate Rewards points you transfer to Aeroplan (maximum 25,000 bonus points per calendar year).

Related: How (and why) to calculate award redemption values

Which cards compete with the Aeroplan Credit Card?

The Aeroplan Credit Card has a $95 annual fee, which is comparable to the price of other popular travel credit cards that earn transferable rewards. Let’s compare some same-caliber credit cards and determine if the Aeroplan Credit Card is the best option for you.

For additional options, check out our full list of the best travel cards.

Related: Chase Sapphire Preferred vs. Capital One Venture Rewards

Is the Aeroplan Credit Card worth it?

With solid perks for just a $95 annual fee, the Aeroplan Credit Card can be well worth it for the average consumer, especially if you can capitalize on the complimentary 25K status offered to new cardholders.

Even if you’re not a regular flyer of Air Canada — or perhaps have never flown the airline at all — chances are that you’ve flown its Star Alliance partners. We recommend the Aeroplan card as a strong option for many frequent travelers so they can maximize the loyalty program’s lucrative award chart.

Related: How to choose an airline credit card

Bottom line

Complimentary elite status is a meaningful perk, no matter the airline. And with Aeroplan points being one of the most valuable airline currencies out there, this credit card is an excellent way to help you book your dream vacation using points to save money on flights — no matter where you may be going.


Apply here: Aeroplan Credit Card




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Recent Reviews


What are Custom Settings in Salesforce?

Custom settings are objects that developers use to create different customized sets of data that have an association with the company, user, or profile. There are options where you can set the custom settings to either public or private. Some of the areas where custom settings get applied are the fields, Apex, flows, SOAP API, and validation rules. The data created by customer meetings must meet the user’s needs, allowing users to access it faster using the application cache. 

When you have data using the settings, users do not need to use database querying languages or the Salesforce Object Query Language to get the data. It uses custom objects which developers build to fix all the business processes and information that does not work well with the Salesforce objects. Many businesses should learn how to use custom settings and benefit from them. Some of the custom fields that the developers use are currency, checkbox, phone number, date and time, URL, text, number, textarea, percent, e.t.c.

The settings can lack some fields like lookups, formulas, picklists, e.t.c. which are important to use. It also lacks page layouts that developers can use. The lack of layouts forces developers to use visual force pages to meet the requirements. When working with these settings, there are no rules that one must use. 

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Types of Salesforce Custom Settings

We have two types of custom settings. This are:

List Custom Settings

It works with how the custom objects function. The main purpose of this custom setting is to cache all the data. It reduces the cost of the data due to easy access to the data. It makes the accessing of static data across the company easy. It eliminates the use of SOQL queries which are sometimes against the limits. What the users need to do is put the data in this type of setting without writing any SOQL for accessing the data. The data provided in the list settings does not vary according to the users or profiles, making it impossible for anyone in the company to access it.

The data is useful to different departments of the company. It enables the developers to have reusable data which everyone can access in the company. This setting is good for the type of data sets that companies use mostly in their salesforce applications.

We create a list custom settings by following the steps below:

  • Locate the menu and search for the Schema settings, toggle the button of Manage list custom settings to turn it on. By default, most of the settings are in hierarchy custom.
  • Under the Custom Setting Definition, input the names under the label and Object Name and then change the Setting type from Hierarchy to List.       List Custom Settings   
  • When working with data like phone numbers, when you input the country codes into the labels, It automatically fetches into the form without querying the database. After filling in the details under the label and other fields, click on the Save button.
  • Navigate to the custom fields, click on the New button, and it will open a new page where you get prompted to choose the Data type and choose the type according to the data you entered in the custom definition. If it was phone numbers, choose the phone and click Next. We will select text. 

List Custom 

  • On this page, there are several fields like Field label, length, field name, Description, e.t.c. Fill them out and click Save.
  • Under the created label, click on the Manage option to provide new fields.

created label

  • After all, the new fields click Save, and you can view your complete list of custom settings.

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Hierarchy Custom Settings

Hierarchy custom settings help in ensuring the majority have the advantages for users. Its logic is efficient and enables users to customize their settings using different settings and rows. The settings match particular profiles and contacts that will meet the requirements of the company’s clients. This type of setting can scan all the client companies and their necessary profiles, look at the tasks handled by different people, and ensure that the final values shown to the user are more accurate and specific to what they want. 

It makes the companies make certain settings to several profile settings meant for the users, which get subjected to the user settings individually. They help the companies and their clients to define all their data hierarchically. This type of setting is suitable when defining defaults used by specific Salesforce applications, relying on the users, companies’ needs, and certain profiles. Hierarchy custom settings sync well with the Salesforce functionalities since they are highly customizable, and you can change them to meet the customer’s needs.

We can create an example of a Hierarchy Custom Setting using the steps below:

  • Navigate to the Custom Settings option, input the data under the Label, Object Name, Setting Type by default is a hierarchy and click on the Save button.
  • A new dialog box will open, and you will get prompted to choose the type of data type, select the one that matches your inputs, and Save.
  • Under the next step, fill in your Field Label, Length, Field Name, and Description, among others, and click on the Save option.

Hierarchy Custom Settings    

  • When the dialog opens, click on the New button to create organizational access to the data.
  • After saving, you will get options to add other alternatives.
  • Another dialog box will pop up, prompting the administrator to add the profiles that will get associated with the values. When you click the Save button, several users will be under the custom settings. And that’s the whole process of creating the hierarchy of custom settings.
How to Create Custom Settings

Log in to your Salesforce CRM, locate the Custom Settings, and several fields require one to fill. Under the label and Object name, input worker for both fields. Under the Settings section, choose between list and Hierarchy. Under Visibility, set it to public, enter the Description, then click on the Save button.

How to create custom settings

In some cases, you find that some parts of the settings section got disabled, you need to navigate to the schema settings and change the settings to enable it. Go to the custom fields and create the field by entering data into Field Label, Data type, API name, and action. To add data, hover over the Action settings to add more data.

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Why do we need Custom Settings?

Using custom settings in the Salesforce CRM and applications has several benefits. This include :

  • It allows faster fetching of data, for example, if you have many records and you want to retrieve one row, you will use custom settings to get the result in a short period due to the ability of customer settings to get stored in the cache.
  • They also avoid the chances of hitting the governing limits. There are several governing limits from SQL queries, DML statements, Sendmail methods, SOSL queries, e.t.c.
  • Due to the use of application cache, one can have faster data access, leading to better performance.
  • It enables the users to access different data according to the user’s profile and role in the organization, which promotes data integrity.
  • If you lack knowledge about databases or the Salesforce Object Query Language, it helps you avoid learning them.

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How to Fetch Custom Settings in Salesforce?

There are several ways of fetching custom settings in Salesforce. These methods are:

To fetch custom settings, it depends on the type of custom settings. Let us look at all types of settings.

How to fetch data on list custom settings.

We use the getAll() method to fetch certain custom fields found in List settings. The method returns a list of the names and all the setting records i.e 

Map var =

CustomApiName.getAll();

Eg: Map worker = Worker__c.getAll();

We use the getValues() method  to fetch the values that match with a certain dataset. It normally works for both the custom settings i.e 

CustomApiName var = CustomApiName.getValues(name of dataset);

For example Worker__c stud = Worker__c.getValues('Mark');

To fetch values for hierarchy custom settings, we use the methods below to achieve the same:

We use getOrgDefaults() method to return the data set records for the company i.e 

CustomApiName var = CustomApiName.getOrgDefaults();

We use getInstance(input the user id or the profile id) method to get data records for a certain user or profile details i.e

CustomApiName var = CustomApiName.getInstance(userId/ProfileId);

We use the getInstance() method to get the records for the logged users.

CustomApiName var = CustomApiName.getInstance();

Limitations of Custom Settings in Salesforce?

Some of the limitations of using Salesforce include:

  • Each custom setting can only handle 300 fields. If there are more than 300, they can’t support more than 300 fields.
  • When storing the cached data, the storage will depend on the licenses. For 1 MB, you get the multiplication by using the licenses each organization owns. For example, a company can support up to 4MB of storage if it uses four licenses.
  • When you want to access an undeleted custom setting, you will get an error if you don’t have permission to access the custom settings. 
  • There is no option to share the custom setting records and objects.
  • When creating the custom setting, you cannot get the ownership after its creation.
  • When dealing with each certified package, one gets a separate limit when working with the company limit.

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 Conclusion
When creating custom settings in a distributed package, you must develop several builds for populating the custom settings with data after the package installation. Implementing custom settings is easier and straightforward and has many benefits for the users. The article has enabled you to better understand the two types of custom settings, the advantages, and how to install them in your application.

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