Delta Air Lines and American Express offer a slate of cobranded credit cards for everyone from occasional flyers to frequent travelers.
Depending on which card is right for you, the haul of SkyMiles you’d earn could fund your next trip or help you get to a dream redemption.
And, right now is an excellent time to consider applying for the Delta Amex cards, since many of them are matching the highest number of miles we’ve seen in this card family’s offer history.
Let’s dive into each of these offers to see which one may be a good fit for you.
Comparing Delta credit card welcome offers
Here’s an overview of the offers at first glance:
| Card | Welcome offer | Annual fee | Bonus value* |
|---|---|---|---|
|
Earn up to 125,000 bonus miles: 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership, plus earn 25,000 bonus miles after spending an additional $3,000 on purchases (for a total of $9,000) in the first six months of card membership. |
Up to $1,500 |
||
|
Earn up to 100,000 bonus miles: 80,000 bonus miles after spending $4,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $6,000) in the first six months of card membership. |
Up to $1,200 |
||
|
Earn up to 90,000 bonus miles: 70,000 bonus miles after spending $3,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $5,000) in the first six months of card membership. |
$0 introductory annual fee for the first year, then $150 (see rates and fees)
|
Up to $1,080 |
|
|
Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership. |
$120 |
||
|
Earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership. |
$1,500 |
||
|
Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. |
$1,200 |
||
|
Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. |
$0 introductory annual fee for the first year, then $150 (see rates and fees)
|
$1,080 |
*Bonus value is based on TPG’s June 2026 valuations and is not provided or reviewed by the issuer.
Delta personal cards
Delta offers four personal cards. The card that is right for you depends on how frequently you fly with Delta and how much you’re willing to pay for an annual fee.
Let’s take a look at what differentiates each of the Delta SkyMiles personal cards.
Delta SkyMiles Reserve
The Delta SkyMiles Reserve is ideal for hardcore Delta fans and frequent flyers.
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Current welcome offer: Earn up to 125,000 bonus miles: 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership, plus earn 25,000 bonus miles after spending an additional $3,000 on purchases (for a total of $9,000) in the first six months of card membership.
This bonus is worth up to $1,500, according to TPG’s valuations, matching the highest number of miles we’ve seen in the card’s offer history.
Annual fee: $650
Key benefits: Delta’s premium consumer credit card offers a range of valuable perks. For loyal Delta flyers who enjoy visiting the Sky Club, this card can pay for itself through lounge access, spending boosts and other benefits.
With this card, you’ll earn 3 miles per dollar spent on Delta purchases made directly with the airline. Plus, you’ll enjoy a slew of Delta-related perks, including:
- Access to complimentary upgrades (for non-Medallions) and priority boarding
- Annual companion certificate upon card renewal for round-trip travel in first class, Comfort or Main Cabin within the U.S. (including Alaska and Hawaii) as well as other select destinations. (Delta Basic experiences are not eligible for this benefit.)
- Complimentary access to American Express Centurion Lounges when flying on a same-day Delta flight with a ticket purchased on the card
- Delta Sky Club access, plus four one-time guest passes each year (you’ll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
- Earn 1 Medallion Qualification Dollar per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year
- Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Reserve.
Apply here: Delta SkyMiles Reserve American Express Card
Delta SkyMiles Platinum
If you fly frequently with Delta but can’t justify the pricier Delta SkyMiles Reserve, the Delta SkyMiles Platinum is worth considering.
Current welcome offer: Earn up to 100,000 bonus miles: 80,000 bonus miles after spending $4,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $6,000) in the first six months of card membership.
Per TPG’s valuations, this bonus is worth up to $1,200. This matches the highest number of miles we’ve seen in the offer history.
Annual fee: $350
Key benefits: This card is a good option if you fly Delta regularly and want to earn miles on purchases and reach elite status. However, even if you aren’t pursuing status, the companion certificate alone can make the annual fee for this card worth it.
With this card, you’ll earn 3 miles per dollar spent on Delta purchases made directly with the airline.
It also includes the following perks:
- Annual companion certificate upon card renewal for Main Cabin round-trip flights within the U.S. (including Alaska and Hawaii), as well as destinations in Mexico, and select destinations. (Delta Basic experiences are not eligible for this benefit.)
- Earn 1 MQD for every $20 spent on your card, plus a 2,500 MQD Headstart at the beginning of each Medallion qualification year
- Priority boarding
- Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Platinum.
Apply here: Delta SkyMiles Platinum American Express Card
Delta SkyMiles Gold
If you want to take advantage of a welcome bonus but don’t fly Delta frequently, the Delta SkyMiles Gold is a strong option.
Current welcome offer: Earn up to 90,000 bonus miles: 70,000 bonus miles after spending $3,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $5,000) in the first six months of card membership.
TPG’s valuations place this bonus at up to $1,080, matching the highest total of miles we’ve seen provided in the offer history.
Annual fee: $0 introductory annual fee for the first year, then $150
Key benefits: This card is ideal for occasional Delta flyers seeking a few extra perks when flying with the airline.
With this card, you’ll earn 2 miles per dollar spent on Delta purchases made directly with the airline.
Other perks include:
- Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
- Priority boarding
- $200 Delta flight credit annually after spending $10,000 in a calendar year
- 20% inflight discount (in the form of a statement credit)
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Gold.
Apply here: Delta SkyMiles Gold American Express Card
Delta SkyMiles Blue
If you want an entry-level card to start earning SkyMiles and fly less frequently with Delta, then Delta SkyMiles Blue is the card for you.
Current welcome offer: Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership.
According to TPG’s valuations, these miles are worth $120. The SkyMiles Blue typically doesn’t receive an elevated offer, so we recommend applying whenever you’re ready.
Annual fee: $0
Key benefits: As a no-annual-fee card, it offers fewer benefits than the others. Still, there are some simple perks for cardmembers.
With this card, you’ll earn 2 miles per dollar spent on Delta purchases made directly with the airline.
Other benefits include:
- Pay with Miles (take up to $50 off the cost of your flight for every 5,000 miles you redeem when booking on delta.com)
- 20% inflight discount (in the form of a statement credit)
To learn more, read our full review of the Delta SkyMiles Blue.
Apply here: Delta SkyMiles Blue American Express Card
Delta business cards
If you own a small business or have a side hustle through which you pay business expenses, one of these offers may be a great addition to your work wallet.
Delta SkyMiles Reserve Business
As the most expensive business card Delta offers, the Delta SkyMiles Reserve Business comes packed with great perks for Delta loyalists.
Current welcome offer: Earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership.
Per TPG’s valuations, this bonus is worth $1,500, matching the highest bonus we’ve seen in the offer history.
Annual fee: $650
Key benefits: This card offers a range of useful perks for Delta-loyal small-business owners.
With this card, you’ll earn 3 miles per dollar spent on purchases made directly with Delta.
Its suite of Delta-related benefits includes:
- Access to complimentary upgrades (when available) for non-Medallion members and priority boarding
- Annual companion certificate upon card renewal for round-trip travel in first class, Comfort or Main Cabin within the U.S. (including Alaska and Hawaii) as well as other select routes, including some destinations in Mexico. (Delta Basic experiences are not eligible for this benefit.)
- Complimentary access to American Express Centurion Lounges when flying on a same-day Delta flight with a ticket purchased using the card (up to two guests may also enter for a fee of $50 each)
- Delta Sky Club access (you’ll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
- Earn 1 MQD per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year
- Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Reserve Business.
Apply here: Delta SkyMiles Reserve Business American Express Card
Delta SkyMiles Platinum Business
Business owners who are looking for a good mid-tier airline business card should consider the Delta SkyMiles Platinum Business for its earnings potential and benefits.
Current welcome offer: Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership.
According to TPG’s valuations, this offer is worth $1,200, which makes it match the highest bonus we’ve seen in the offer history.
Annual fee: $350
Key benefits: This is a solid mid-tier option for business owners who travel with Delta semi-frequently.
With this card, you’ll earn 3 miles per dollar spent on Delta purchases made directly with the airline.
Other Delta-related perks include:
- Annual companion certificate each year upon card renewal for Main Cabin round-trip flights within the U.S. (including Alaska and Hawaii), as well as other select routes, including some destinations in Mexico. (Delta Basic experiences are not eligible for this benefit.)
- Complimentary upgrades (when available) for non-Medallion members and priority boarding
- Earn 1 MQD for every $20 spent on your card, plus a 2,500 MQD Headstart at the beginning of each Medallion qualification year
- Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Platinum Business.
Apply here: Delta SkyMiles Platinum Business American Express Card
Delta SkyMiles Gold Business
The Delta SkyMiles Gold Business is ideal for smaller businesses or business owners who aren’t Delta loyalists.
Current welcome offer: Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership.
The bonus is worth $1,080 when factoring in TPG’s valuations. This matches the best bonus we’ve seen in the offer history.
Annual fee: $0 introductory annual fee for the first year, then $150
Key benefits: Even if they don’t fly Delta often, small-business owners can still benefit from this card’s perks.
With this card, you’ll earn 2 miles per dollar spent on Delta purchases made directly with the airline.
Other perks include:
- Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
- Priority boarding
- Up to $200 annual Delta flight credit after spending $10,000 in a calendar year
- 20% inflight discount (in the form of a statement credit)
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Gold Business.
Apply here: Delta SkyMiles Gold Business American Express Card
Which Delta credit card is right for you?
With a full lineup of Delta cards, you may wonder how to pick the best offer for your needs. While it might be tempting to go with the highest offer, you should also consider its long-term value to your wallet.
The good news is that many of these offers can be a great fit, depending on your travel habits:
- Reserve: Loyal Delta flyers who want lounge access
- Platinum: Regular Delta flyers
- Gold: Occasional Delta flyers
- Blue: Infrequent Delta flyers
Related: Why the Delta SkyMiles Reserve card is still one of the best cards I’ve added to my wallet
Bottom line
There is plenty of value in the Delta SkyMiles program, and thanks to these current elevated offers, now is a great time to apply if you’ve been considering a Delta Amex card. Many TPG staffers prefer flying Delta over any other U.S. carrier.
Remember that American Express has a once-per-card-per-lifetime rule in place regarding welcome offers. If you’ve had one of these cards in the past, you likely won’t be eligible for a welcome offer on the same card again. Amex will also consider any Delta cards you have or had when determining whether you’re eligible for a welcome offer, as well.
If now is a good time for you and your strategy, consider applying today.
Apply here: Delta SkyMiles Reserve
Apply here: Delta SkyMiles Platinum
Apply here: Delta SkyMiles Gold
Apply here: Delta SkyMiles Blue
Apply here: Delta SkyMiles Reserve Business
Apply here: Delta SkyMiles Platinum Business
Apply here: Delta SkyMiles Gold Business
For rates and fees of the Delta Reserve Amex, click here.
For rates and fees of the Delta Platinum Amex, click here.
For rates and fees of the Delta Gold Amex, click here.
For rates and fees of the Delta Blue Amex, click here.
For rates and fees of the Delta Reserve Business Amex, click here.
For rates and fees of the Delta Platinum Business Amex, click here.
For rates and fees of the Delta Gold Business Amex, click here.
Stacie Harris is a local resident and reporter of the Maple Grove area. Stacie reports on medicine and science for the Maple Grove Report.
