Public Betas For iOS 27, macOS 27 And More Apple Platforms Are Now Available


Try the new Siri AI and system-wide performance improvements.

Siri and Apple Intelligence

The headliner of iOS 27 is the long-awaited Siri AI. The new version transforms from a basic voice-command system into a modern AI assistant. It can hold natural conversations, understand follow-ups, answer questions about the content on the screen and perform multi-step actions inside apps. On recent Apple devices, you can even customize the expressiveness of the assistant’s voice. There’s also a dedicated Siri app that stores your history.

Siri AI is available in the public beta for all Apple Intelligence-capable devices. In the early developer betas, there’s been a waitlist to access the new assistant. So, some patience may be required. The new Siri only works in English for now, and it won’t initially be available in the EU.

Not all Apple Intelligence features are Siri-related. Photos now has more robust editing tools, including Spatial Reframing, which adjusts composition after the photo is taken. The Extend feature outcrops images past their original boundaries. There’s also an improved Clean Up tool that’s better at removing unwanted objects. And Image Playground can now generate higher-quality images, including photorealistic styles.

Speed boosts and more features

Even if you don’t care about AI, here’s an iOS 27 update that might interest you: Apple is promising big performance improvements across the board. The company says apps launch up to 30 percent faster, newly captured pictures appear in the Photos app up to 70 percent faster, and AirDrop transfers can be up to 80 percent faster. (Although I can’t vouch for specific numbers, my devices felt noticeably zippier on the early iOS 27 developer betas.)

Elsewhere, Safari can declutter your workflow by automatically organizing your tabs into groups. It also has a new Notify Me feature that monitors webpages for price changes or restocks. The Passwords app can detect weak passwords and automatically update them. And in the Shortcuts app, you can create new automations by describing what you want in natural language.

iOS 27 (and its brethren) also addresses criticism of last year’s big design overhaul: Liquid Glass. The new version has readability improvements, and there’s a slider to customize the effect.

Once you’re on the iOS 27 beta, you can install a public beta for AirPods. The new software adds a custom equalizer, an adaptive audio slider and a new settings menu.

watchOS 27, macOS 27 Golden Gate and iPadOS 27

Siri AI will also be coming to the wrist, where it could be handy for answering questions mid-workout or while you’re otherwise on the move. watchOS 27 adds a new Dynamic App Grid that surfaces apps you’re most likely to need. The Apple Watch gets a new single-tap gesture that lets you select a widget in the Smart Stack to see more info. (You can still double-tap to scroll.) Menstrual tracking adds menopause and perimenopause support. And Workout Buddy gets some upgrades: new workout data insights, the ability to work without a nearby iPhone, and Spanish-language support.

Apple is positioning Siri AI as a productivity tool in macOS 27 Golden Gate. Like with other devices, you can summon the assistant directly from Spotlight, use it to analyze what’s on your screen or rely on it for writing help. There are also a few Mac-specific Liquid Glass and other design improvements, including uniform toolbars, edge-to-edge sidebars, and more refined window shapes and menu bar icons.

What about iPad owners? iPadOS 27 includes all the aforementioned iOS 27 features, but there isn’t much that’s unique to the tablet this year. Visual Intelligence, which can analyze anything on your display via screenshots, works with the Apple Pencil: just circle what you want to learn about. And external hard drive support gets a boost: Apple says file transfers between iPad and an SSD are now up to five times faster and “just as fast as Finder on Mac,” according to the company.

How to install

Keep in mind that these are early versions of the software. Bugs, battery drain and other issues will likely pop up. (Apple hopes you’ll use the Feedback app to help it optimize the software before the final release.) If you want a safer balance between cutting-edge features and stability, it couldn’t hurt to wait for at least the second or third public beta.

If you’ve never installed pre-release software before, you’ll need to enroll in the Apple Beta Software Program first. Once you’re in, you can download the beta software by navigating to Settings > General > Software Update. Under the Beta Updates section, choose the “27” public beta for your device.



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Recent Reviews


After 10 years of homeownership, I’ve had my fair share of pricey expenses.

Washing machine won’t complete a wash cycle? That’ll be $330 for the labor and part swap. Fireplace won’t stay lit? Goodbye $460 for the cleaning and inspection — plus another $900 for a new pilot light.

Then there are the never-ending water heater issues that seem to cost me $1,000-plus every other year.

Unexpected financial hits are par for the course when it comes to owning a home. But with the right strategy, they can also create opportunities.

In fact, a major home renovation is the exact reason I recently added both the Chase Sapphire Reserve® (see rates and fees) and the United Club℠ Card (see rates and fees) to my wallet.

With thousands of dollars in spending on the horizon, I realized I could use those unavoidable expenses to earn enough points and miles for a bucket-list business-class trip.

Here’s how I’ve handled home expenses so far — and why I’ve changed my strategy now.

My original card strategy for home expenses

Because I prefer travel rewards cards that earn points and miles over cash-back, I added the Capital One Venture X Rewards Credit Card to my wallet shortly after becoming a homeowner.

The card offered perks I knew I’d use — including a $300 annual Capital One travel credit applied to bookings made through the Capital One Travel portal and lounge access at my two home airports — plus a simple earning structure that works well for everyday spending.

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GABRIELLE BERNARDINI/THE POINTS GUY

You’ll earn:

  • 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
  • 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
  • 2 miles per dollar spent on all other purchases

The last earning rate for all other purchases is what particularly caught my eye, as this catch-all category for everyday expenses offers more miles per dollar than what you’ll get with many other general travel cards.

While I knew I’d take advantage of it for pet-related purchases and other items rarely included as an elevated earning rate category, I also liked having a reliable card for large home-related expenses, from annual maintenance to unexpected repairs.

Related: 9 things you didn’t know you could pay for with a credit card

Why I’ve recently reevaluated my approach

Relying on my Venture X for home-related purchases for the past few years has served me well so far.

In fact, I’ve racked up enough miles to cover several nights of a weeklong stay at the Fairmont Royal Pavilion in Barbados and partially cover an upcoming five-night stay at Amansara in Cambodia, both through Capital One’s “cover travel purchases” fixed-value redemption option.

ALL ACCOR

Knowing I was about to begin a major home renovation project in the form of a top-to-bottom, start-from-scratch refresh of my kitchen alongside significant updates to my living room, it seemed like the perfect time to add another card to my wallet.

I knew a few appliance purchases would easily satisfy a welcome-bonus spending requirement, so it felt like the perfect time to open a new premium credit card.

Naturally, the Chase Sapphire Reserve® became a front-runner, thanks to its current best-ever welcome offer of 150,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

Young Asian woman shopping for home decor and household necessities in a homeware store, looking at bedding sets on a shelf
D3SIGN/GETTY IMAGES

While I already have the Chase Sapphire Preferred® Card (see rates and fees) — and the Sapphire Reserve’s high $795 annual fee requires careful planning with spending to justify — thanks to Chase’s updated Sapphire bonus rules, I was eligible for the Reserve’s welcome offer, making the decision much easier.

Two bonuses are better than one

Since I’d owned most of my furniture for a decade, replacing it alongside the renovation suddenly made sense. I wanted my home decor to match the new cabinetry, stone, paint and appliances I’ve selected.

That’s when I realized I could potentially earn a second limited-time welcome bonus, too.

Ultimately, I stumbled upon the United Club℠ Card.

At the time I applied, the card was offering the opportunity to earn 100,000 bonus miles and 3,000 Premier qualifying points after spending $5,000 on purchases in the first three months from account opening (no longer available).

A United Airlines plane on final descent into Washington Dulles International Airport (IAD). SEAN CUDAHY/THE POINTS GUY

Since United has a major presence at Dulles International Airport (IAD), a hub I use frequently, the card caught my attention quickly despite the United Club Card’s high $695 annual fee.

Then, things really clicked.

If I successfully earn both bonuses, I’d earn at least 100,000 miles with the United Club Card and 150,000 points with the Sapphire Reserve, the latter of which I could transfer to United MileagePlus, a Chase transfer partner, for a whopping total of 250,000 miles.

Say no more. Within days of coming to that realization, I applied for both cards.

Related: Can you pay your rent or mortgage with a credit card? Everything you need to know

How I plan on spending the bulk of points

It didn’t take long to meet the spending requirement for my United Club Card‘s welcome offer. Just 24 hours after receiving the card in the mail, I purchased five new appliances. Within days, the offer’s 3,000 PQPs appeared in my MileagePlus account, and after my first billing cycle, the 100,000 miles were deposited.

BOB KRIST/GETTY IMAGES

Once I earn the 150,000 points with my Chase Sapphire Reserve and transfer them to my MileagePlus account, I have big plans for how I’ll use the bulk of the miles.

After visiting Asia for the first time this year, I already have my sights set on another new continent for 2027: South America.

As an architecture buff and lover of far-flung destinations that haven’t been spoiled by overtourism, I’ve long wanted to visit Easter Island.

Rapa Nui, as it’s known locally, is one of the world’s most remote inhabited islands and can only be reached by air from Santiago, Chile, or via select world cruise itineraries.

A world cruise is out of reach for me, so instead, I’ll fly from D.C. to Easter Island, with connections in Houston and Santiago, to finally see the island’s iconic moai in person.

United miles won’t cover the Santiago-to-Easter Island segment on LATAM, but they can cover the rest of the itinerary, including a nine-plus-hour business-class flight from Houston to Santiago. With the trip priced at nearly $11,500 in cash, it’s exactly the kind of redemption that makes my home renovation spending feel worthwhile.

Related: Turn miles into adventure: How to travel to South America with Alaska Airlines miles

Bottom line

Homeownership comes with plenty to celebrate — and plenty of expenses.

While there’s no way around the cost of maintaining and upgrading a home, there are ways to get more value from that spending.

In my case, a major renovation project is helping turn thousands of dollars in home expenses into a dream trip to Easter Island that would have otherwise been out of reach.

Related: How my travel credit cards keep me on the go within a modest budget



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