Airport lounges have quickly become one of the hottest battlegrounds among credit card issuers, and the competition is only getting more intense.

Chase is making strides with its Chase Sapphire Lounges by The Club. But as you might expect, getting in requires holding the right credit card.

Right now, eight Chase lounges are open across the U.S., with two more on the way in Dallas and Los Angeles.

Although American Express remains the undisputed heavyweight in this arena with its Global Lounge Collection, Capital One has also made a foray into the field with its Capital One airport lounges.

With new lounges opening all the time, it’s more important than ever to know your lounge options before heading to the airport

Here’s the latest on the current and future Sapphire Lounges, plus what to expect and how to access them.

Chase Sapphire Lounge locations

Currently, eight clubs are open:

Additionally, confirmed plans call for lounges in the following two airports:

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Chase is partnering with Airport Dimensions to build out its lounges. Airport Dimensions currently operates over two dozen lounges worldwide, most of which are branded as “The Club” or “Club Aspire” and are largely accessible via Priority Pass membership.

Related: Is a Priority Pass lounge membership actually worth it?

Boston Logan International Airport (BOS) lounge

This location was the first proper Chase lounge to open in the U.S. and is easily accessible for passengers departing from any terminal. It’s located in the terminal B-to-C connector.

It offers a spacious and well-lit environment with great views for planespotting.

The lounge features a self-service buffet, the option to order from an a la carte menu using QR codes, a full-service bar offering locally inspired cocktails and a unique tavern with craft beer.

Additionally, the lounge provides wellness rooms with massage chairs and comfortable loungers for relaxation.

Dulles International Airport (IAD) lounge

The Etihad Lounge in Dulles is in Terminal A near Gate A14. Like the lounge at JFK, this is an Etihad Lounge that received a Chase revamp.

It’s small but features two levels with ample seating and outlets, gender-neutral restrooms, a reflection room and a family room.

We’ll break down how to access all of these locations below, but premium Etihad Airways passengers can also access this lounge, even without being a Chase cardholder.

Harry Reid International Airport (LAS) location

The issuer’s lounge at LAS is located past security in Terminal 1, Concourse C, between gates 23 and 24. It opened in December 2025, spans two stories, covers 4,590 square feet and has seating options for up to 87 people.

It’s especially compact compared to its fellow Sapphire lounges, but it packs a punch in ambience. The space features colorful artwork and a lively atmosphere.

Food options include Momofuku bites (pork buns and a spicy cucumber salad, anyone?). Upstairs, visitors can enjoy a glass of bubbly at the Champagne parlor.

Los Angeles International Airport (LAX) location

The issuer is bringing a lounge to LAX on an unconfirmed date. It will be near the west gates of the Tom Bradley International Terminal, adjacent to Gate 148.

All terminals at LAX are connected airside (postsecurity), meaning any traveler theoretically could visit this lounge, although the Tom Bradley International Terminal will be a bit out of the way for some travelers.

The new lounge will measure around 9,000 square feet, which is on the smaller side — especially for an airport the size of LAX.

John F. Kennedy International Airport (JFK) lounge

The Sapphire Lounge is located next to the Amex Centurion Lounge in Terminal 4. Like the location at IAD, this space is a redesigned Etihad Lounge rather than one Chase created from scratch.

Similar to the lounge at Dulles, Etihad passengers can access this lounge without being a Chase cardholder.

LaGuardia Airport (LGA) lounge

This Sapphire Lounge is located right next to the Amex Centurion Lounge in Terminal B. The lounge is spacious and features large seating areas, a bar and dedicated family-oriented spaces, including a children’s playroom and an arcade.

Additionally, it features Reserve Suites, Chase’s lounge-within-a-lounge concept. While these lounges are prohibitively expensive for the average traveler, those with enough money to splurge will enjoy their own private suite for three hours.

Philadelphia International Airport (PHL) location

The 20,000-square-foot Chase lounge opened in February 2025. It is in the connector between Terminal D (home of Air Canada, Delta Air Lines, Spirit Airlines, Alaska Airlines and United Airlines) and Terminal E (where gates for Frontier Airlines, JetBlue, Alaska Airlines, Southwest Airlines and Spirit Airlines can be found).

If you go through the Terminal D Transportation Security Administration checkpoint, it is right upstairs once you clear security.

It offers a similar layout to other Chase lounges, but with some unique features.

It’s home to a wellness center, two treatment rooms offering complimentary facial treatments, two shower suites, a game room, an expansive bar with some Philadelphia Eagles-themed drinks, a beer garden and local food offerings from Middle Child Clubhouse.

Phoenix Sky Harbor International Airport (PHX) location

The Sapphire Lounge at PHX opened in November 2024 and is located at the new eight-gate facility in Terminal 4.

This new South Concourse is the home of Southwest Airlines. A connector bridge links it to the North concourses, which include gates occupied by American Airlines.

This lounge began accepting reservations in June 2025. You can reserve your spot up to three hours ahead of your scheduled departure time, and you don’t have to be physically present to put in your reservation.

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CHASE

According to PHX board meeting documents, three major players competed for the right to the 3,500-square-foot lounge space: Chase with its Sapphire Lounge, Capital One and Escape (in partnership with American Express).

Food is available from a retrofitted Airstream food truck, and Arizona-based Press Coffee serves coffee.

San Diego International Airport (SAN) location

An 11,000-square-foot Chase lounge in San Diego’s Terminal 2 West opened in December 2024.

This Chase Sapphire Lounge by The Club features colorful artwork, locally inspired decor, above-average dining options and a large wraparound bar.

The lounge also features a wellness area with four private relaxation pods, a family room, a shower and an all-gender, accessible restroom.

The space is located on the mezzanine level between gates 46 and 47.

Related: 5 ways to ensure you have lounge access before your next flight

Who can access Chase Sapphire lounges?

Chase Sapphire Reserve® (see rates and fees), Chase Sapphire Reserve for Business℠ (see rates and fees), J.P. Morgan Reserve and Ritz-Carlton™ Credit Card cardholders can access these lounges.

The information for the J.P. Morgan Reserve card and the Ritz-Carlton Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Cardholders with access can also bring up to two guests per visit for free. If you’re a cardholder and wish to bring more than two guests, you’ll be charged a fee. Children under 2 can enter for free, regardless of what card you carry.

Aside from simply pleasing cardholders, plotting out a lounge network appears to be a tactic Chase needs to commit to to remain competitive in an increasingly crowded field of premium rewards cards, many of which are now offering lounge access.

Related: Chase Sapphire Reserve review: A premium card for power travelers

Can I access Chase lounges without a Chase card?

All Priority Pass members can access a Chase Lounge once per calendar year and purchase guest access for a fee, even if the membership is through a different credit card.

Select Etihad travelers (the airline’s Gold and Platinum elite members and those flying in business or first class on Etihad-operated flights) can visit the JFK and IAD locations before their flights.

Related: A guide to guest policies for airport lounges

Bottom line

For years, Amex’s network of Centurion Lounges was the only major player in the card-run lounge space.

But there’s little doubt that the airport lounge competition is intensifying among major credit card issuers. With the competition pushing issuers to up their game, travelers are the real winners here.

Apply here: Chase Sapphire Reserve
Apply here: Chase Sapphire Reserve for Business
Learn more: Ritz-Carlton Credit Card review