Chase Ultimate Rewards airline and hotel transfer partners

Chase Ultimate Rewards is one of the most valuable rewards currencies you can have in your wallet. Aside from possibly earning 1 to 10 points per dollar spent on select Chase-branded credit cards, you can maximize their value by transferring your hard-earned Ultimate Rewards points to one of the issuer’s 14 airline and hotel partners.

Whether you want to book a flight to Europe, save on a domestic trip or stay at a high-end hotel, redeeming your Ultimate Rewards points via transfer partners can be a lucrative way to spend (and even save) your Chase points.

Here is everything to know about Chase Ultimate Rewards’ transfer partners.

Chase Sapphire Reserve® (see rates and fees): Earn 150,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

Who are the Chase Ultimate Rewards transfer partners?

Joyful young Asian mother holding hands of her cute little daughter, walking through airport concourse and travelling by plane on a vacation. Family travel and vacation. Embark on a new journey with the family — D3SIGN/GETTY IMAGES

You can transfer Ultimate Rewards points to 10 airline programs:

Chase also partners with four hotel programs:

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Chase points transfer to partners at a 1:1 ratio, and transfers must be made in increments of 1,000. However, Chase occasionally offers transfer bonuses to partners, which can yield even higher value for your redemptions.

How long do Chase Ultimate Rewards transfers take?

Most transfers from Chase Ultimate Rewards to its partner programs are instantaneous. However, in our most recent testing, transfers to Singapore KrisFlyer took about 48 hours. Delays can happen when transferring your points for some simple reasons as well.

To facilitate the transfer process, ensure that the name on your Ultimate Rewards account matches the one on your loyalty program account. Additionally, make sure you have signed up for a loyalty program in advance, as transferring to a new account may also cause a delay.

How do you transfer Chase Ultimate Rewards points to partners?

You can easily transfer Chase points online. First, log in to your Chase account and navigate to the Ultimate Rewards portal. In the “Travel” drop-down menu, select “Transfer points to partners” to access the main transfer page.

You will then see the list of transfer partners and any current transfer bonuses. Select your desired transfer partner, link your external account if you have not already done so, select the number of Ultimate Rewards points you wish to transfer and then submit the transfer.

Remember, Ultimate Rewards transfers cannot be reversed, so it’s best to wait until you have a specific redemption in mind before transferring points.

What are the best Chase Ultimate Rewards transfer partners?

If you prefer to transfer your points to one of the 10 airline program partners, the best redemption options for you can vary depending on factors such as which airlines fly to and from the destinations you wish to visit and which airlines you prefer to travel on.

However, there are notable sweet spots with certain airline transfer options, especially those programs that have retained award charts.

Here are some of our favorite partners to book using Chase points.

Book a round-trip flight to Madrid via Iberia Club

Iberia A321XLR — BEN SMITHSON/THE POINTS GUY

Flying from the U.S. to Spain doesn’t have to set you back thousands of dollars.

Round-trip, off-peak flights from New York’s John F. Kennedy International Airport (JFK) and Boston Logan International Airport (BOS) to Adolfo Suárez Madrid-Barajas Airport (MAD) will only set you back 32,000 Avios in basic economy, 59,000 Avios in premium economy and 81,000 Avios in business class, plus applicable taxes and fees, when you transfer your Chase points to Iberia Club, though the airline sometimes runs award discounts that can mean even cheaper seats.

Considering that most airlines charge at least 60,000 miles for a one-way business-class award to Europe, an off-peak business-class flight to and from Madrid booked via Iberia Club for just 32,000 Avios round-trip is excellent value.

Book flights to Hawaii via British Airways Club

Did you know that you can book American Airlines and Alaska Airlines flights with Chase points? Though the carriers’ loyalty programs are not direct transfer partners of Chase, you can book flights on these airlines by transferring your Ultimate Rewards points to British Airways Club and then redeem British Airways Avios for award flights on its Oneworld partners.

Typically, you can find saver-level award space from American’s and Alaska’s West Coast gateways to various airports in Hawaii in economy for 44,000 Avios round-trip, or 22,000 Avios one-way, plus minimal taxes and fees.

sunset hawaii beach — M SWIET PRODUCTIONS/GETTY IMAGES

Book lie-flat business-class seats to London via Virgin Atlantic Flying Club

Is London calling? Though Virgin Atlantic Flying Club prices its award seats dynamically, the loyalty program offers saver fares for low-demand travel dates. If you’re flexible and come across availability, you could score lie-flat business-class seats from JFK to London’s Heathrow Airport (LHR) for as few as 29,000 points with one recent deal, though note that taxes, fees and carrier-imposed surcharges of around $700 one-way are also payable.

If you’re looking to be more thrifty with your hard-earned points, you can fly the exact same route in economy for as few as 6,000 points plus about $165 in taxes and fees, depending on the direction. You can use Virgin Atlantic’s reward seat checker to find saver fares or an award booking platform like Seats.aero to search dates and prices.

However, be sure to confirm award availability with the airline prior to booking a seat.

Book a stay at a top-tier Hyatt hotel via World of Hyatt

You can also get great value from your Chase Ultimate Rewards points by transferring them to World of Hyatt. The hotel loyalty program offers a very appealing award chart, which is broken up into different categories and peak, off-peak and standard dates.

By transferring your Chase points to Hyatt, you can book some of the most luxurious Park Hyatt properties in the entire portfolio, including the Park Hyatt London River Thames, starting at 25,000 points per night during off-peak dates.

Park Hyatt London River Thames Wine Bar — HYATT

TPG values Hyatt points at 1.65 cents each (per our May 2026 valuations), so 25,000 points are worth $412.50. That’s a great deal for hotel rooms that typically sell for over $700 per night.

Note that Hyatt will substantially change its award charts for bookings made from May 20 on.

What are Chase Ultimate Rewards points worth?

TPG values Ultimate Rewards points at 2.05 cents apiece, per our May 2026 valuations, but you can find even more value by transferring points to airline and hotel partners.

However, you’ll get different values for Chase points when you pursue other redemption options.

For example, since the addition of Points Boost, Ultimate Rewards points can be worth up to 2.5 cents per point on select Chase Travel℠ bookings if you hold the Chase Sapphire Reserve or the Chase Sapphire Reserve for Business℠ (see rates and fees).

You can receive up to 1.75 cents per point through the portal if you hold the Chase Sapphire Preferred® Card (see rates and fees) or the Ink Business Preferred® Credit Card (see rates and fees).

Woman in an airport — D3SIGN/GETTY IMAGES

How can you earn Chase Ultimate Rewards points?

You can earn Chase points depending on the specific Chase credit card you carry.

The following cards earn fully transferable Ultimate Rewards points:

Woman using a credit card at her desk — FRESHSPLASH/GETTY IMAGES

However, if you have an Ultimate Rewards points-earning card, you can effectively convert your cash-back rewards into Ultimate Rewards points, too. For this reason, having more than one Chase card can make sense to maximize your earning and redeeming potential.

Here are the four cash-back Chase cards that offer the opportunity to convert the cash-back rewards you earn into fully transferable Ultimate Rewards points as a cardholder of one of the above points-earning Chase cards:

Bottom line

If you value the flexibility of choosing from 10 airline partners and four hotel partners, Chase Ultimate Rewards is one of the best points programs out there.

In the age of no-notice devaluations by some loyalty programs, it is smart to earn Ultimate Rewards points via credit card welcome offers, category bonuses and everyday spending and then keep your points until you are ready to transfer and book with an airline or hotel partner, which is why earning Chase Ultimate Rewards points is an exceptionally savvy travel strategy.

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Stacie Harris

Stacie Harris is a local resident and reporter of the Maple Grove area. Stacie reports on medicine and science for the Maple Grove Report.

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Recent Reviews

Anchovies vs. Sardines: Which Is Better for Protein, Healthy Fats, and Micronutrients?

Medically reviewed by Kierra Brown, RD

Canned sardines and anchovies are high in protein and healthy fats, plus they have a long shelf life.Credit: Design by Health; Getty Images — Canned sardines and anchovies are high in protein and healthy fats, plus they have a long shelf life.
Credit: Design by Health; Getty Images

The nutritional profiles of anchovies and sardines are very similar.
Compared to sardines, anchovies contain slightly more protein and omega-3 healthy fats.
However, sardines have higher concentrations of many vitamins and minerals, and usually have less added sodium.

Anchovies and sardines are both small, oily fish that are usually canned or jarred. Despite their similarities, anchovies and sardines do have some nutritional differences when it comes to protein, healthy fats, and micronutrient content.

Which Small Fish Has More Protein?

While both fish are excellent sources of lean protein, anchovies have a slight edge:

Sardines, canned in oil: 6.97 grams in a 1-ounce serving
Anchovies, canned in oil: 8.19 grams in a 1-ounce serving

The amount of protein your body needs depends on a number of factors, including age, health status, and physical activity levels.

Healthy adults should consume 1.2-1.6 grams of protein per kilogram of body weight, according to updated federal dietary guidelines.

For example, if someone weighs 70 kilograms (or 155 pounds), they may want to consume at least 84 grams of protein every day. A 1-ounce serving of anchovies canned in oil would get them about 10% of the way toward that daily protein goal.

Protein is critical for cell development and repair, contributing to physical growth and development.

Is One a Better Source of Healthy Fats Like Omega-3s?

When it comes to healthy fats in general, sardines come out on top:

Sardines, canned in oil: 2.56 grams of unsaturated fat in a 1-ounce serving
Anchovies, canned in oil: 1.8 grams of unsaturated fat in a 1-ounce serving

But if you're looking to boost your levels of omega-3 fatty acids—a specific type of healthy unsaturated fat—anchovies are the better choice. A 1-ounce serving contains 594 milligrams of omega-3s, while the same amount of sardines has 278 milligrams.

Consuming more omega-3s and healthy fats in general may benefit multiple different aspects of your health:

Heart health: Omega-3s help reduce levels of triglycerides, or fats in the blood; high triglyceride levels are a risk factor for heart disease and stroke. In general, research has shown that eating unsaturated fats in place of saturated fats—the kind found in full-fat dairy, red meat, and tropical oils—reduces your risk of heart disease.
Brain health and cognitive function: Some research suggests that insufficient levels of omega-3s may increase the risk of brain health concerns, including Parkinson's disease, schizophrenia, attention deficit hyperactivity disorder (ADHD), and depression. Another study found that omega-3 supplements could improve mild cognitive impairment, a condition that causes memory and thinking issues that can develop into dementia.
Eye health: In some studies, people who ate fatty fish (and more omega-3s) had a lower risk of age-related macular degeneration, a condition that can blur vision. Similarly, there's evidence that diets higher in omega-3s could reduce the risk of dry eye disease. However, more research is needed.

How Do They Compare for Vitamin and Mineral Content?

Along with protein and healthy fats, sardines and anchovies are packed with essential micronutrients. However, they contain different amounts of these key vitamins and minerals:

Vitamin B12: Sardines have about 10 times more vitamin B12 than anchovies. This B vitamin supports nerve cell function, red blood cell formation, metabolism, and the creation of DNA.
Vitamin D: One sardine has the vitamin D content of about eight anchovies. Vitamin D helps the body absorb calcium and supports bone maintenance and growth.
Iron: As compared to sardines, anchovies contain about 60% more iron. This mineral helps form red blood cells, supports muscle and tissue function, and more.
Phosphorus: Sardines are nearly twice as rich in phosphorous than anchovies are. In fact, a 1-ounce serving of sardines contains about 20% of the daily recommended intake for adults. Phosphorus is key in creating structures in the body, including teeth, DNA, and cell membranes.
Calcium: As compared to anchovies, sardines are a better source of calcium, a mineral which helps support and maintain bone health.

Comparing Sardines and Anchovies

Nutritional content always varies based on packaging and other factors, but here's how a typical 1-ounce serving of anchovies compares to a 1-ounce serving of sardines:

	Sardines, canned in oil	Anchovies, canned in oil
Calories	59	60
Protein	6.97 grams (g)	8.10 g
Total fat	3.23 g	2.75 g
Carbohydrates	0 g	0 g
Calcium	108 milligrams (mg)	65.8 mg
Iron	0.828 mg	1.31 mg
Magnesium	11.1 mg	19.6 mg
Phosphorus	139 mg	71.4 mg
Potassium	113 mg	154 mg
Selenium	14.9 micrograms (mcg)	19.3 mcg
Sodium	87 mg	1,040 mg
Zinc	0.371 mg	0.692 mg
Vitamin B12	2.53 mcg	0.249 mcg
Vitamin D	1.36 mcg	0.482 mcg

In addition to their relatively similar nutritional profiles, sardines and anchovies share many other commonalities.

Both are considered forage fish, and they're often eaten by larger fish or marine mammals. Sardines are a bit bigger—they're 4-12 inches while anchovies are usually 7-8 inches—but both species' relative small size and low position on the food chain ensures they have low mercury levels.

Once they're harvested, anchovies and sardines are usually jarred or canned in water or oil to make them shelf stable. One difference is that canned anchovies are often salt-cured—this gives them a pink color and a salty flavor (as well as high amounts of sodium).

What To Know Before Adding These Small Fish to Your Diet

Anchovies and sardines aren't naturally high in sodium (or salt), but jarred or canned versions often have a lot of salt added.

For instance, a 1-ounce serving of anchovies canned in oil contains 1,040 milligrams of sodium, which is 45% of the recommended daily limit for adults.

Diets high in sodium raise your risk of developing high blood pressure, heart diseases, artery diseases, heart attack, and stroke.

When purchasing canned fish, check the nutrition label and try to find a product that has lower amounts of sodium.

Sardines and anchovies also usually contain bones. The canning process makes these bones safe to eat, though young children and people with swallowing concerns may want to avoid them.

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