World of Hyatt card bonus: Best offer on the business card


If you want to save money and enjoy solid perks on an upcoming stay at a Hyatt property, or have been considering adding a World of Hyatt card to your wallet, now may be the time to act, especially if you’re eligible for a business card.

The World of Hyatt program is known for offering some of the best redemption rates in the industry, along with a diverse portfolio of distinctive hotel brands.

Right now, the World of Hyatt Business Credit Card (see rates and fees) is offering the highest number of points we’ve seen in the card’s history, though it is requiring a high amount of spending to earn it. But this online offer is ending soon, on April 30 at 9 a.m. ET — so now is the time to apply if you’re considering it.

Let’s dive into these offers and help you decide whether to apply.

World of Hyatt Business Credit Card

Offer ends soon: With the World of Hyatt Business Credit Card, new cardholders can currently earn 80,000 bonus points after spending $10,000 on purchases in the first three months from account opening. This online offer ends on April 30 at 9 a.m. ET.

a hand holds a credit card
THE POINTS GUY

Based on TPG’s April 2026 valuations, this bonus is worth $1,360, making it the most valuable offer we have seen in the card’s history. However, the current spending requirement is $5,000 higher than the standard offer, so this is a high amount of spend for only 20,000 more points than usual. Still, if you can meet the spending requirement, now could be a good time to apply.

Annual fee: $199

Earning rates:

  • Up to 9 points per dollar on Hyatt stays (4 points per dollar on qualifying purchases at Hyatt hotels and 5 points per dollar as a World of Hyatt member)
  • 2 points per dollar on fitness club and gym membership purchases

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Cardholders also earn 2 points per dollar in their top three spending categories each quarter with no spending cap. These categories include:

  • Airline tickets purchased directly from an airline
  • Car rental agencies
  • Dining
  • Gas stations
  • Internet, cable and phone services
  • Local transit and commuting
  • Shipping
  • Social media and search engine advertising

The points-earning rates will be adjusted automatically on the categories where you spend the most each quarter, so there’s no need to select your preferred categories.

Beyond the bonus categories, you’ll earn 1 point per dollar on all purchases.

Why we like it: Hyatt loyalists who own a business can find value in the card’s up to $100 in Hyatt statement credits each anniversary year (spend $50 and receive a $50 statement credit, up to two times) and the ability to gift Discoverist status to up to five employees.

You’ll also earn five tier-qualifying nights for every $10,000 you spend on the card in a calendar year.

To learn more, read our full review of the World of Hyatt Business card.


Apply here: World of Hyatt Business Credit Card


World of Hyatt Credit Card

New cardholders of the World of Hyatt Credit Card (see rates and fees) can earn up to 60,000 points: 30,000 bonus points after spending $3,000 on purchases in the first three months from account opening and up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on up to $15,000 spent.

World of Hyatt Credit Card
THE POINTS GUY

Based on TPG’s valuations, this bonus is worth up to $1,020. This is the typical offer we see in the card’s history.

Annual fee: $95

Earning rates:

  • Up to 9 points per dollar spent on Hyatt stays (4 points per dollar on qualifying purchases at Hyatt hotels and 5 points per dollar as a World of Hyatt member)
  • 2 points per dollar on tickets purchased directly from an airline, fitness club and gym memberships, local transit and commuting and at restaurants
  • 1 point per dollar on everything else

Why we like it: This card has valuable ongoing perks, the best of which is an annual free night certificate at a Category 1-4 Hyatt property, which you’ll receive after every account anniversary. You’ll also get a second free night after spending $15,000 in a calendar year.

Here are some ideas to maximize your World of Hyatt points.

To learn more, read our full review of the World of Hyatt card.


Apply here: World of Hyatt Credit Card


Why should you get a Hyatt card?

Both the World of Hyatt personal and business cards offer plenty of benefits for Hyatt loyalists. In fact, the Hyatt personal card ranks among the top picks of TPG staffers.

Having either card automatically grants you Discoverist status, which includes benefits such as late checkout, preferred rooms and a 10% points bonus on eligible purchases. Spending on either card can also earn you additional elite-qualifying nights.

Park Hyatt Maldives overwater villa deck
KATIE GENTER/THE POINTS GUY

You’ll also enjoy several travel protections, such as baggage delay insurance, lost luggage reimbursement and trip interruption and cancellation insurance.

Plus, the personal card comes with a free night certificate every anniversary year (valid at Category 1-4 properties), which is extremely valuable for any Hyatt enthusiast.

Related: Why I aim to spend $15,000 on my World of Hyatt Credit Card each year

Bottom line

There’s much to love about both World of Hyatt credit cards, even if you don’t frequently stay at Hyatt hotels. Both the personal and business cards feature several perks that can easily cover their reasonable annual fees.

Even better, the World of Hyatt Business card is currently offering its best-ever points offer. If you qualify for a business card and can meet the card’s higher spending requirement, now is a good time to apply.

The online offer for the World of Hyatt Business card ends on April 30 at 9 a.m. ET. So, be sure to act soon if you want to secure it.


Apply here: World of Hyatt Business card
Apply here: World of Hyatt card




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What is SAP cyber security?

Even though the implementation of SAP GRC helps, the capability to manage segregation of duties (“SoD”) will not be helpful if somebody can compromise the SAP user accounts and pass on their privileges. Nor will SoD help if an intruder can just bypass the SAP authentication and the authorization controls.

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SAP systems include a number of components like the NetWeaver application server (Java and ABAP versions), Remote Function Call (RFC) gateway, SAProuter, the SAP Gateway, and the Messenger server, internet communications manager, and so on. Systems use various communication protocols like Remote Function Call, DIAG, and HTTP. They are often equipped with numerous interfaces, most of which use RFC. A lot of them have stored login credentials that are not encrypted and do not have basic security controls.

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If that is not enough, All the SAP systems have a number of custom reports, developments, and transactions that are written by the SAP programmers who are not required to meet the secure coding requirements. Indeed, most organizations do not have SAP codes! These custom developments are likely never to be tested for the security vulnerabilities that result in leaving the system insecure and critical applications open to hackers, ransomware threats, and malicious activities. This is in spite of the fact which simple ABAP injection can be used to take control of the whole SAP system. Organizations often fail to realize that there has been a significant increase in the number of SAP security vulnerabilities known. There is also an increase in the SAP vulnerabilities with the adoption of the latest technologies, and the management of complex hybrid SAP environments that consists of on-premise and cloud solutions are getting increasingly complex. Not surprisingly, SAP received greater attention from hackers seeking to exploit these vulnerabilities in this decade as likely throughout its lifetime.

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IT security teams must understand their organization’s specific challenges. Carrying out a cyber security assessment in SAP is a good place to start. Instead of focusing on the SAP ERP production system, conduct an assessment of the overall SAP landscape. When security risks and vulnerabilities are detected, establish a roadmap to address them. Determine those that have high impact but can be easily implemented and continue to do them first. Adopt a time-based, step-by-step approach to everything else.

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In this blog, we have learned about SAP cyber security, why we need cyber security, What needs to be done to enhance the cybersecurity of SAP. We hope you found this information helpful. If you are looking for any other topic related to SAP Cyber security, make a comment on it in the comment section. We would revert to the topic.

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