If you’ve never paid much attention to airline credit cards, this corner of the market may be worth a closer look.
In recent years, we’ve seen several cobranded airline cards launch or refresh with benefits substantial enough to appeal to travelers who aren’t especially loyal to a single airline.
Two standout examples are the Atmos™ Rewards Summit Visa Infinite® credit card and the Citi® / AAdvantage® Globe™ Mastercard® (see rates and fees). The former is tied to Alaska Airlines and Hawaiian Airlines, while the latter is an American Airlines product.
Both are impressive in their own right — let’s talk about why.
Atmos Rewards Summit vs. Citi / AAdvantage Globe comparison
| Card | Atmos Rewards Summit | Citi / AAdvantage Globe |
|---|---|---|
|
Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. New cardholders will also receive a 50% flight discount code for a qualifying future flight after opening their account. |
Earn 90,000 bonus miles after spending $5,000 on purchases in the first four months from account opening. |
|
|
$395 |
$350 |
|
|
|
|
|
|
Atmos Rewards Summit vs. Citi / AAdvantage Globe welcome offers
The welcome bonuses featured on the Atmos Rewards Summit and the Citi / AAdvantage Globe cards are generous offers.
Per TPG’s May 2026 valuations, the Atmos Rewards Summit welcome bonus is worth $1,750 (including the 25,000-point Global Companion Award) while the Citi / AAdvantage Globe’s bonus is worth $1,440.
Winner: Atmos Rewards Summit. It offers a more valuable welcome bonus.
Related: The best credit card welcome bonuses this month
Atmos Rewards Summit vs. Citi / AAdvantage Globe benefits
Lounge access
Both cards are alike in that they offer airline-specific lounge access, preferred boarding, up to $120 in Global Entry/TSA PreCheck statement credits (every four years) and free checked bags for you and several guests traveling on the same reservation with you.
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts
Specifically, Atmos Rewards Summit cardholders get eight Alaska Lounge passes annually (up to two passes per quarter). If you don’t anticipate using these passes frequently, you have the option to share them with friends and family.
Back in September, Nick Ewen, TPG’s senior editorial director, generously gifted me two passes for my return flight home from San Francisco International Airport (SFO). My partner and I enjoyed a stunning (and nearly empty) lounge complete with Alaska Airlines’ famous pancake printer.
On the other hand, the Citi / AAdvantage Globe comes with four annual Admirals Club lounge passes. Each pass covers one adult’s entry into an Admirals Club lounge, plus up to three children (under 18).
Best of all, each lounge pass can be used across multiple lounges within a 24-hour period when you fly American Airlines (or any Oneworld partner), allowing you to maximize its value on connecting itineraries.
Related: Is the Atmos Rewards Summit worth the annual fee?
Companion certificates
Each account anniversary, Summit cardholders receive a 25,000-point Global Companion Award. Those who spend at least $60,000 each year on the card are eligible for a second 100,000-point Global Companion Award as well. These awards can be used on Alaska Airlines and Hawaiian Airlines flights, as well as on partner airlines.
The Globe offers a companion certificate that costs $99 plus taxes and fees. Cardholders can access it starting in their second year of having the card (upon card renewal).
Status boost
The Summit offers cardholders a valuable bonus of 10,000 status points on each account anniversary.
The Globe takes a different approach to an elite status boost: You’ll earn 5,000 Flight Streak Loyalty Points for every four eligible American Airlines flights. You can triple-dip this benefit for a maximum of 15,000 points each year — a solid offering, especially for frequent American Airlines flyers.
Additional benefits
Both cards charge no foreign transaction fees; however, the Summit takes the lead here, as it also earns 3 points per dollar spent on all foreign transactions.
Both cards offer additional perks, including car rental coverage, extended warranty protection and travel protections for things like lost luggage. The Summit additionally offers roadside dispatch services, which can help provide peace of mind.
Globe cardholders can earn up to $100 annually in statement credits for inflight charges on domestic routes. Cardholders can also earn up to another $100 annually with the card’s Splurge statement credit that covers your choice of up to two of the following brands: 1stDibs, eligible AAdvantage hotel bookings, Future personal training and Live Nation (exclusions apply).
Winner: Atmos Rewards Summit. Both cards have similar perks, but the Summit offers an annual Global Companion Award from the first year, while the Globe’s companion certificate isn’t available until the second year.
Related: What to do if your checked bag is lost, damaged or delayed
Earning points or miles on the Atmos Rewards Summit vs. Citi / AAdvantage Globe
As outlined in the table above, both products feature solid earning rates in categories expected of airline cards. Which is more valuable depends on a couple of factors, like which airline you fly with the most and what your most common bonus categories are.
The Atmos Rewards Summit earns:
- 3 points per dollar spent on eligible dining and foreign transactions
- 3 points per dollar spent on Alaska Airlines and Hawaiian Airlines purchases
- 1 point per dollar spent on all other purchases
The Citi / AAdvantage Globe earns:
- 6 miles per dollar spent on eligible AAdvantage hotel bookings
- 3 miles per dollar spent on eligible American Airlines purchases
- 2 miles per dollar spent on eligible transit purchases (including taxis, ride-hailing services and public transit)
- 2 miles per dollar spent at restaurants (including takeout and delivery)
- 1 mile per dollar spent on all other purchases
Winner: Atmos Rewards Summit. While the Globe offers more bonus categories, the Summit earns more on dining and gives you extra rewards on foreign purchases, making it a strong option for frequent international travelers.
Redeeming points or miles on the Atmos Rewards Summit vs. Citi / AAdvantage Globe
The best way to redeem your Atmos Rewards points or American Airlines AAdvantage miles is to book flights with each card’s respective airline or their Oneworld alliance partners.
Expect business-class seats from the West Coast to Asia from 75,000 Atmos Rewards points and super-reasonable domestic flights from 4,500 AAdvantage miles one-way.
Winner: Citi / AAdvantage Globe. AAdvantage miles are worth slightly more than Atmos Rewards points, according to our valuations.
Transferring points or miles with the Atmos Rewards Summit vs. Citi / AAdvantage Globe
American Airlines miles earned on the Citi / AAdvantage Globe aren’t transferable in the same way that Chase Ultimate Rewards points and American Express Membership Rewards points are. You can, however, use your AAdvantage miles to book flights on partner airlines within the Oneworld alliance.
Atmos Rewards points earned via the Atmos Rewards Summit are similar, with the exception that you can transfer them to specific hotel partners, including Marriott Bonvoy and Wyndham Rewards (1:1 transfer ratio), plus I Prefer Hotel Rewards (1:2 transfer ratio). However, these transfers generally yield poor value.
Winner: Atmos Rewards Summit. Cardholders can transfer points to select hotel partners.
Should I get the Atmos Rewards Summit or the Citi / AAdvantage Globe?
It might seem like the Atmos Rewards Summit swept most categories above, but in truth, the Citi / AAdvantage Globe doesn’t fall far behind.
I’m not particularly loyal to one specific airline; instead, I typically fly with different carriers each year. That said, I wanted both cards when they launched because I know I’ll get incredible value from both Atmos Rewards points with the Summit and AAdvantage miles with the Globe.
If both cards make sense for you, consider adding both to your wallet. If there’s one that you know you’ll get maximum value from that suits your spending habits and travel needs, that’s likely the product you should choose.
Related: How to choose an airline credit card
Bottom line
Though they’re similar in some ways, both the Atmos Rewards Summit and the Citi / AAdvantage Globe offer specific perks tailored to frequent Alaska Airlines and Hawaiian Airlines flyers, and American Airlines flyers, respectively. Ultimately, it comes down to which card best suits your travel preferences.
To learn more, read our full reviews of the Atmos Rewards Summit and the Citi / AAdvantage Globe.
Apply here: Atmos Rewards Summit Visa Infinite credit card
Apply here: Citi / AAdvantage Globe Mastercard
Stacie Harris is a local resident and reporter of the Maple Grove area. Stacie reports on medicine and science for the Maple Grove Report.
